MyBankTracker Blog

Thomas (TJ) Porter Can a Gym Ruin Your Credit Due to Unpaid Membership Fees? Failing to pay gym membership fees can lead to debt collection and negatively impact... Personal Loan vs. Small Business Loan: Which Is Better? Compare the benefits and drawbacks of using a personal loan or a small business loan. Learn their differences before choosing one for your business. Valencia Patrice Higuera 7 Ways to Work Around Bank of America's No-Cash Deposits Policy Learn about the Bank of America policy that bans cash deposits into a Bank of America account of which you are not a customer. Find out what other options you have available if you are trying to deposit cash into another customer's Bank of America account. Krista Baum Thomas (TJ) Porter Valley National My Choice Checking Account 2025 Review Learn all the details of the Valley National My Choice Checking Account, a basic checking option offered to young adults by this regional bank serving the Northeast. Find out what fees could be charged to accountholders and how you can avoid them. Compare the features to other checking accounts offered by competitors. Aja McClanahan How to Manage Estimated Quarterly Taxes as a Freelancer If you're a freelancer, chances are you receive your income straight up — that is... Is It Better to Have Savings, Checking, and Loans at the Same Bank? Find out whether it is a good idea to keep all your finances - checking account, savings accounts, credit cards, and loans - at a single bank or financial institution. Compare the benefits and drawbacks of consolidating your finances in one place to see if it better matches the way you manage your money. John Csiszar M&T Bank EZChoice Checking Account 2025 Review Learn about all the details of the M&T Bank EZChoice Checking Account, the bank's basic checking offering. Find out what the fees are and the different features - ATM access and mobile apps - are available to customers. Compare it to checking accounts offered by other financial institutions, especially online banks. Thomas (TJ) Porter Thomas (TJ) Porter What is a Good Loan-to-Value (LTV) Ratio? If you’re making a large purchase, you’ve probably heard of a number of different... Krista Baum Wealthfront Investment Adviser 2025 Review Having an investment portfolio isn't just for the uberwealthy or retirees. If you... Should You Split Contributions Between Traditional and Roth 401(k)s? Find out if you should consider making contributions that are split between a traditional 401(k) and a Roth 401(k). Valencia Patrice Higuera What Is a Good ChexSystems (Qualifile) Score? Find out about the consumer score that determines your risk when it comes to deposit accounts (such as checking and savings), not your credit. Learn all about the ChexSystem score (also known as the Qualifile score) to see what is considered a good score -- the one that means you'll get approved for a new bank account. Rebecca Lake Thomas (TJ) Porter PNC Bank Standard Checking Account 2025 Review Learn everything you need to know about the PNC Bank Standard Checking account, the bank's basic checking option. Find out which features make it stand out for everyday consumers. Compare this checking account to the options offered by online banks, which tend to provide lower fees and higher interest rates. Nicole Dieker Are You Responsible for Your Spouse's Debt? Getting married often means combining assets. You bring the solid oak dining... How to Open a Business Checking Account Learn what information and documents banks require when you want to apply for a new business checking account to separate personal and business finances. Paul Sisolak Betterment Robo-Advisor 2025 Review Our review of Betterment looks at the robo-advisor's fees, account options, portfolio options, and any additional investing resources. Rebecca Lake Thomas (TJ) Porter 5 Signs You Need to Open a Business Checking Account If you run a small business, you might be tempted to use your personal checking... Ben Luthi Index Funds vs. ETFs vs. Target-Date Funds: Build a Diversified Investment Portfolio Whether you’re a first-time investor or a pro, diversifying your investment... How to Convert a Traditional IRA to a Roth IRA Use this step-by-step process to convert a traditional IRA to an Roth IRA. Find out when it makes sense for you to switch the type of individual retirement account. Learn how this change will affect your tax situation, including what you should be aware of to avoid any kinds of penalties. Thomas (TJ) Porter Should Freelancers Get a Business Credit Card? Find out whether it is a smart financial move for freelancers to apply for a business credit cards. Learn when it makes sense for the self-employed to use a small business credit card. See if it is worth earning the rewards on business expenses or whether the interest rates and fees are make it impractical. Valerie Ashton Kevin Mercadante Individual Bonds vs. Bond Funds: What's The Difference? Bonds and bond funds prove to have some significant differences that still baffle... Thomas (TJ) Porter Should You Use a Personal Loan to Start a 0Business? Nearly anyone can start a business. All you need is an idea for a product, a way... Credit Counseling vs. Debt Settlement: What is Better for You? Compare credit counseling and debt settlement services to see which option is better for helping you get out of large amounts of debt, especially high-interest credit card balances. Learn about the benefits of each option and how much it costs. Find out what other options you might have available to you. Thomas (TJ) Porter How to Invest for Retirement on a $30,000 Salary With the median U.S. salary at around $30,000, learn how you can still save for retirement and invest in a portfolio that will grow for many years to come. Find out how to set up your finances, especially by choosing the right accounts, to get yourself started on retirement savings even if you have low income. Krista Baum Valencia Patrice Higuera Should You Invest in Series I Savings Bonds or CDs? Series l savings bonds and certificate of deposits (CDs) are low-risk, long-term... Thomas (TJ) Porter Family Member Stole Your Identity to Open Credit Cards: What to Do Family members, especially parents, often have easy access to sensitive personal... 5 Ways to Save for Retirement as a Full-Time Freelancer As a full-time freelancer, learn how you should approach retirement savings when you don‘t have access to a 401(k) plan, which is offered only by employers. Consider the different options that you have available to take advantage of tax benefits provided by certain retirement accounts. Valencia Patrice Higuera Robinhood Brokerage 2025 Review Robinhood is a mobile-focused brokerage that doesn't charge a commission fee to trade. Find out if this investing platform worth using based on the fees, trading benefits, margin rules, research tools, online/mobile experience, and more. Simon Zhen Thomas (TJ) Porter Should You Keep Your Emergency Fund in a CD? One of your first priorities financially should be to build an emergency... Thomas (TJ) Porter How to Calculate and Reduce Your Debt-to-Income Ratio If you’re applying for a loan you’re probably worried about whether your credit is... How to Trade and Invest in Bitcoin & Other Cryptocurrencies If you‘re interest in jumping into the world of cryptocurrencies, such as Bitcoin, it‘s important to understand how to invest in them and what you have to be aware of. Learn the step-by-step process of trading cryptocurrencies and find out the fees that are often involved with such investments. Also, be aware of your tax liability, as with any kind of investing. Nicole Dieker