MyBankTracker Blog

Here's How Paying Off Student Loans Affects Your Credit Score Photo of Thomas (TJ) Porter Thomas (TJ) Porter Here's How Paying Off Student Loans Affects Your Credit Score For many people, a student loan is the first line of credit that they get. That... Which Credit Report Does American Express Pull? Find out which credit report is used more often by American Express when it checks an applicant's credit to decide whether or not to grant approval for a new credit card or charge card. Learn how you can check your credit report for free or at a discount. See how you can improve your credit for higher chances of approval. Comprehensive Guide to Student Loan Forgiveness Programs Learn about all the different student loan forgiveness programs that are available for borrowers who seek a specific job or profession that will clear high amounts of student loan debt. Find out how you can be eligible and what you need to apply for these programs. See other alternatives to help pay of student loans. Can Student Loans Be Discharged in Bankruptcy? Photo of Paul Sisolak Paul Sisolak Can Student Loans Be Discharged in Bankruptcy? Bankruptcy is often the final, last resort for those in dire financial straits; a... Axos Bank Personal Loans 2025 Review Photo of Thomas (TJ) Porter Thomas (TJ) Porter Axos Bank Personal Loans 2025 Review Learn all the detail about personal loans from Axos Bank, which is an online bank that also offers great savings and checking accounts. Find out what interest rates, fees, and features are available. See what credit score you need to get approved. Compare it to personal loans offered by other lenders. Should You Pay Off Student Loans or Invest in Stocks? Compare the pros and cons of paying off your student loans instead of investing those funds in stocks, mutual funds, and bonds. Should Your Pay Off Student Loans or Buy a Car? Find out whether you should use extra funds to buy a new car or to pay of existing student loan debt. Should You Pay Down Student Loan Debt or Save for a House? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Pay Down Student Loan Debt or Save for a House? As people graduate college, get their first job and start wanting to settle down,... Should You Pay Off Student Loans With a HELOC? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Pay Off Student Loans With a HELOC? With student debt reaching record highs, it might seem like you’ll never escape... Why Is My Student Loan Balance Not Going Down? Find out why your student loan balance continues to increase even when you are making the monthly payments. What's the difference between amortization and negative amortization? How is it relevant to student loans? Avoid making payments toward an increasing loan balance. Should You Use Credit Cards to Pay Off Student Loans? Find out whether it is a good idea to use a credit card to pay off your student loan. Learn how it works and the benefits and dangers of using balance transfers to save on student loan interest payments. Compare the credit cards with the best intro APR and periods on balance transfers to help you pay off college debt. Happy Money The Payoff Loan 2025 Review Photo of Rebecca Lake Rebecca Lake Happy Money The Payoff Loan 2025 Review Learn about the specific details of a personal loan from Payoff, a lender that focuses on borrowers who want to consolidate credit card debt. Compare the interest rates, fees, borrowing limits, and borrowing periods of personal loans offers by other lenders. Find out way to improve your credit for easier approval. LendingPoint Personal Loans 2025 Review Photo of Thomas (TJ) Porter Thomas (TJ) Porter LendingPoint Personal Loans 2025 Review Learn all about all the detail of personal loans by LendingPoint, a lender that focuses on borrowers who have fair credit. Compare the interest rate, fees, borrowing limits, and periods to personal loans offered by other banks and lenders. Find out how you can improve your credit scores for the best chance of approval. Employer Paying for Your Student Loans vs. Contributing to 401(k): Pros & Cons Find out how to choose between student loan assistance and 401(k) access through your employer when you can only choose from one of these compensation packages, Compare the benefits of each perk to see which one makes more sense for you because student loan debt can be such a major financial burden. Should You Pay Back Student Loans or Build an Emergency Fund? Find out whether you should put extra income toward paying back your student loans or building the all-important emergency fund. Learn the benefits of keeping student loan debt and how much you need to establish an emergency fund. Compare your options to decide which path is best for your finances. Should You Take Out a Personal Loan for Family or Loved Ones? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Take Out a Personal Loan for Family or Loved Ones? You might find yourself in a situation when a family member, friend, or loved one... Should You Use a Personal Loan for Moving Expenses for a New Job? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Use a Personal Loan for Moving Expenses for a New Job? Taking a new job often means moving. Whether you move across town to shorten your... Balance Transfer Credit Card vs. Personal Loan for Debt Consolidation Learn about the differences when using balance transfer credit cards and personal loans for the purpose of consolidating high-interest debt. Should You Use Personal Loans for Medical Bills? Learn about the pros and cons of taking out a personal loan in order to pay off medical bills or debt. Compare top online lenders for personal loans. Should You Pay Off Your Student Loan in Lump Sum? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Pay Off Your Student Loan in Lump Sum? Student loan debt can be a looming financial burden that many college graduates... Best Personal Loans for Fair Credit Scores of 650 to 700 Photo of Thomas (TJ) Porter Thomas (TJ) Porter Best Personal Loans for Fair Credit Scores of 650 to 700 When you need a personal loan, you’re looking for some quick cash that you can use... The Effects on Your Credit Score After Removing an Authorized User Find out how your credit scores are affected after you decide to remove an authorized user from a credit card account. Learn how credit reporting and scoring works to understand the effects of an authorized user on your credit (and on the authorized user's credit as well). What Happens If You Overpay Your Credit Card? Find out what happens after you overpay your credit card, which results in a negative account balance. Learn what to do to get your money back. When It Makes Sense to Use a 401k to Pay Off a Credit Card Photo of Thomas (TJ) Porter Thomas (TJ) Porter When It Makes Sense to Use a 401k to Pay Off a Credit Card Your 401(k) is designed to be used for long-term retirement savings. In fact,... Can You Transfer an IRA CD to Another Bank? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Can You Transfer an IRA CD to Another Bank? Yes, it is possible to transfer an IRA CD to another bank, but not without... Compare the Best IRA Savings Accounts Rates Find out which IRA savings accounts are the best when it comes to interest rates, fees, and IRA eligibility. Learn how you can use it to build retirement savings without the high risk of losing all your money -- instead using it to diversify and balance your portfolio. Best IRA CD Rates in 2024 for Retirement Savings Find out which online banks offer the highest IRA CD rates to help you grow your retirement savings faster. Compare the best rates available, in addition to maturity terms, minimum deposit amounts, interest rates, and early withdrawal penalties. Which Credit Reports Do AT&T, T-Mobile, Sprint, and Verizon Pull? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Which Credit Reports Do AT&T, T-Mobile, Sprint, and Verizon Pull? AT&T primarily uses Equifax, T-Mobile favors TransUnion, and Verizon and Sprint... Can You Negotiate the Interest Rate on a Personal Loan? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Can You Negotiate the Interest Rate on a Personal Loan? People commonly haggle when they’re making a purchase, big or small. Whether you... How to Get Santander Bank Loans Find out what types of loans are offered by Santander Bank and learn which one is the best fit for your borrowing needs.
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