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  • Banking
    Savings
    • Best Savings Accounts
    • Savings 101
    • Savings APY Calculator
    • Emergency Savings Calculator
    • Retirement Savings
    Checking
    • Best Checking Accounts
    • Best Student Checking Accounts
    • Best Business Checking Accounts
    • Checking 101
    CDs
    • Best CD Rates
    • What is CD?
    • Best 1 Year CDs
    • Best 5 Year CDs
    Money Market Accounts
    • Best Money Market Accounts
    • MMA vs. Savings
  • Personal Loans
    Best Products
    • Best Personal Loans
    • Best Debt Consolidation Loans
    • Best Home Improvement Loans
    Calculators & Guides
    • Personal Loans Calculator
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    • How to Consolidate Credit Card Debt
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    • Where to Invest Money
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    • Compare the Different Types of Health Insurance Plans
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Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).

Rates / Annual Percentage Yield terms are current as of the date indicated. Rates are subject to change without notice and may not be the same at all branches. These quotes are from banks, credit unions, and thrifts, some of which have paid for a link to their website. Bank, thrift, and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you.

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Articles by Kevin Mercadante

Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

How to Invest for a 5% Annual Return (or Higher) in Your Retirement Portfolio
Kevin Mercadante
Kevin Mercadante
How to Invest for a 5% Annual Return (or Higher) in Your Retirement Portfolio
Find out how which investments are most likely to generate an annual...
How to Build Diversified Portfolios With Low-Cost Vanguard Funds
Find out how you can construct diversified investment portfolios made of Vanguard funds that cater to various levels of risk tolerances of the investor.
Kevin Mercadante
Kevin Mercadante
Should You Hoard Credit Card Rewards or Redeem Them as Soon as Possible?
Find whether it is smarter to save up your credit card rewards (whether points, miles, or cash back) for a big redemption or to use them up as soon as possible.
Kevin Mercadante
Kevin Mercadante
IRS Ruling Allows 401(k) Match When Paying Off Student Loan Debt
Kevin Mercadante
Kevin Mercadante
IRS Ruling Allows 401(k) Match When Paying Off Student Loan Debt
The IRS introduced a rule regarding how employers can issue 401(k) plan...
Equifax Data Breach Settlement: How to Claim Up to $20,000 for Damage to Your Credit
Kevin Mercadante
Kevin Mercadante
Equifax Data Breach Settlement: How to Claim Up to $20,000 for Damage to Your Credit
Learn how to file a claim for damages to your credit from...

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