Articles by John Csiszar

John Csiszar has 18 years of experience as a registered investment advisor. He covers a wide range of personal finance topics with an emphasis on investing and retirement planning. John has written for other notable publications and companies including USAToday.com, The Huffington Post, US News & World Report, Quicken, TurboTax, SF Gate, Experian, and TransUnion. Education: B.A. in English from the University of California, Los Angeles.

How to Cash a Check Without a Bank Account Photo of John Csiszar John Csiszar How to Cash a Check Without a Bank Account Cashing a check has never been easier. In addition to traditional methods, such as... How to Remove Yourself as a Co-Signer From a Loan Learn how you can remove yourself as a cosigner on a loan or line of credit. Find out different ways that you can relieve yourself of this financial responsibility without ruining the relationship with the primary borrower. Otherwise, see the other options -- and their impact on you -- that you can take. Should You Use Your 401(k) or IRA As a Down Payment on a House? Find out if you should use your retirement funds to help fund a down payment on a new home purchase. Learn about the different rules that apply when you're withdrawing early from a 401(k) or individual retirement account (IRA). Consider the pros and cons of this step before tapping your retirement savings to buy a house. How to Build Retirement Savings When You Only Earn $30,000 Per Year Photo of John Csiszar John Csiszar How to Build Retirement Savings When You Only Earn $30,000 Per Year Let’s face it: Saving for retirement can be a challenge. Lots of Americans... How to Get Approved for a Mortgage With Two Different Credit Scores Photo of John Csiszar John Csiszar How to Get Approved for a Mortgage With Two Different Credit Scores You may have waited for this moment your entire life: the moment when you own a... How Parents Can Help Their Children Build Good Credit For parents who want to give their children a head start on building good credit, learn how to help them begin establishing credit at an early age. Should You Sell Off Investments to Pay Credit Card Debt? If you're thinking about selling your investments to pay off high-interest credit card debt, learn about the pros and cons of this strategy first. A Retirement Guide for 50-Year-Olds With No Retirement Savings Photo of John Csiszar John Csiszar A Retirement Guide for 50-Year-Olds With No Retirement Savings Retirement often seems like a faraway goal. By age 50, however, retirement is... What Is Tax-Loss Harvesting? Why Should You Care? Photo of John Csiszar John Csiszar What Is Tax-Loss Harvesting? Why Should You Care? Selling an investment at a loss seems counter-intuitive. The whole point of... How to File Taxes When You Live and Work in Different States If you are someone who lives in one state and works in another, learn what you have to do when it comes time to file tax returns.