Articles by John Csiszar

John Csiszar has 18 years of experience as a registered investment advisor. He covers a wide range of personal finance topics with an emphasis on investing and retirement planning. John has written for other notable publications and companies including USAToday.com, The Huffington Post, US News & World Report, Quicken, TurboTax, SF Gate, Experian, and TransUnion. Education: B.A. in English from the University of California, Los Angeles.

How to Remove Yourself as a Co-Signer From a Loan Learn how you can remove yourself as a cosigner on a loan or line of credit. Find out different ways that you can relieve yourself of this financial responsibility without ruining the relationship with the primary borrower. Otherwise, see the other options -- and their impact on you -- that you can take. Should You Use Your 401(k) or IRA As a Down Payment on a House? Photo of John Csiszar John Csiszar Should You Use Your 401(k) or IRA As a Down Payment on a House? Most homebuyers can’t afford to pay cash for the total value of their home. For... How to Build Retirement Savings When You Only Earn $30,000 Per Year Photo of John Csiszar John Csiszar How to Build Retirement Savings When You Only Earn $30,000 Per Year Let’s face it: Saving for retirement can be a challenge. Lots of Americans... How to Get Approved for a Mortgage With Two Different Credit Scores Find out what you can do when you're seeking a joint mortgage for a home purchase and you or your joint applicant has a bad credit score. How Parents Can Help Their Children Build Good Credit For parents who want to give their children a head start on building good credit, learn how to help them begin establishing credit at an early age. Should You Sell Off Investments to Pay Credit Card Debt? Photo of John Csiszar John Csiszar Should You Sell Off Investments to Pay Credit Card Debt? There are no two ways about it -- credit card debt is a killer. Many credit... A Retirement Guide for 50-Year-Olds With No Retirement Savings Photo of John Csiszar John Csiszar A Retirement Guide for 50-Year-Olds With No Retirement Savings Retirement often seems like a faraway goal. By age 50, however, retirement is... How to Cash a Check Without a Bank Account Learn how you can cash a checking without going through checking or savings account. Find out where to access these alternatives and how much it could cost. What Is Tax-Loss Harvesting? Why Should You Care? Learn about the practice of tax-loss harvesting to offset the taxes on your capital gains when you also have investments with capital losses. Find out the rules for calculating capital gains and losses. See which services will harvest tax losses for you automatically -- allowing you to minimize your investments taxes. How to File Taxes When You Live and Work in Different States Photo of John Csiszar John Csiszar How to File Taxes When You Live and Work in Different States Most workers have a job in the same state where they live. In fact, to many...