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Articles by John Csiszar

John Csiszar has 18 years of experience as a registered investment advisor. He covers a wide range of personal finance topics with an emphasis on investing and retirement planning. John has written for other notable publications and companies including USAToday.com, The Huffington Post, US News & World Report, Quicken, TurboTax, SF Gate, Experian, and TransUnion. Education: B.A. in English from the University of California, Los Angeles.

Should You Sell Off Investments to Pay Credit Card Debt? Photo of John Csiszar John Csiszar Should You Sell Off Investments to Pay Credit Card Debt? There are no two ways about it -- credit card debt is a killer. Many credit... A Retirement Guide for 50-Year-Olds With No Retirement Savings Follow these steps if you're age 50 and have no retirement savings. Learn which retirement accounts should take priority, in addition to the types of investments that you should consider to help grow your retirement portfolio. What Is Tax-Loss Harvesting? Why Should You Care? Learn about the practice of tax-loss harvesting to offset the taxes on your capital gains when you also have investments with capital losses. Find out the rules for calculating capital gains and losses. See which services will harvest tax losses for you automatically -- allowing you to minimize your investments taxes. How to File Taxes When You Live and Work in Different States Photo of John Csiszar John Csiszar How to File Taxes When You Live and Work in Different States Most workers have a job in the same state where they live. In fact, to many... Does It Make Sense to Start a 529 Plan Before Having Children? Photo of John Csiszar John Csiszar Does It Make Sense to Start a 529 Plan Before Having Children? A 529 plan is a special type of tax-advantaged account that helps investors save... How to Rebalance an Investment Portfolio on Your Own Learn how you should rebalance your investment portfolio to ensure that the fluctuations in the stock market does not mess up your asset allocation. Find out how you should buy and sell your investments to correct the asset allocation for your risk tolerance. Consider other factors on this practice, such as taxes. How to Bounce Back at Age 65 With No Retirement Savings Learn what you can do if you're at or near retirement age (65) with little to no significant retirement savings -- see the steps to take now. How to Prepare Financially for Losing Your Job Photo of John Csiszar John Csiszar How to Prepare Financially for Losing Your Job Sometimes, it’s clear you’re about to lose your job before it even... How to Adjust Your Investment Portfolio for a Recession Photo of John Csiszar John Csiszar How to Adjust Your Investment Portfolio for a Recession Whenever the U.S. economy is doing extremely well for long periods of time, there... Young Adults Who Want to Invest in Real Estate: Are You Ready for It? As a young adult, figure out for yourself whether you have what it takes to invest in real estate, whether as a landlord or a home flipper.