Articles by Kali Hawlk

Kali is a writer and marketing manager who covers personal finances as it relates to young adults and frugality. Her content has been featured in Business Insider, Huffington Post, Trulia, and other notable financial outlets. Education: B.A. in History from Kennesaw State University.

How to Prevent Credit Card Fraud Learn everything you need to know about fraud. What it its, how it's caused and how to prevent fraud happening in the future. What Is a Reason Code (and How Does it Impact Your Credit Score)? Photo of Kali Hawlk Kali Hawlk What Is a Reason Code (and How Does it Impact Your Credit Score)? To reach your financial goals, you need to know more than “save more money” or... How Long Does It Take to Pay Off a Credit Card? Photo of Kali Hawlk Kali Hawlk How Long Does It Take to Pay Off a Credit Card? Done well, credit cards can be useful tools that allow you to leverage your cash... What Happens If I Can't Pay My Credit Card Bill We've all been there. A tough month hits and we worry we won't be able to pay our credit card bill. Here's what to do if this happens to you. How to Build a Good Credit Score with a Credit Card If you need to build credit, credit cards - when used responsibly - are the best tool to do it. Read on to find out how credit cards can help you build credit. How to Get a Credit Card with 560-650 Bad Credit Score Photo of Kali Hawlk Kali Hawlk How to Get a Credit Card with 560-650 Bad Credit Score There’s no question that there's some stigma that comes along with having bad... What Is a Credit Utilization Ratio? Photo of Kali Hawlk Kali Hawlk What Is a Credit Utilization Ratio? Do you know what your credit score is? And more importantly, do you know how... How Do Secured Credit Cards Work? Secured credit cards are a great credit-building tool. Here's everything you need to know about how they work, how to get one, and how to improve your credit.