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Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

5 ways to get tax-free income in retirement Photo of Lance Cothern Lance Cothern 5 ways to get tax-free income in retirement Navigating retirement can be filled with uncertainty, especially with future tax... The Best Checking Accounts in Hawaii for 2025 See the best checking account offered by local banks in Hawaii -- chosen based on their account fees and features (compare them to options from online banks). How to Open a Brokerage Account: What You Need to Start Investing Find out the steps you need to take to open a brokerage account so that you can begin investing and make trades as soon as possible. Short-Term Health Insurance: What Is and Isn't Covered Photo of Lance Cothern Lance Cothern Short-Term Health Insurance: What Is and Isn't Covered You may come across short term health plans for many reasons. Maybe your employer... What Does a Financial Advisor Do to Help Improve Your Finances? Photo of Lance Cothern Lance Cothern What Does a Financial Advisor Do to Help Improve Your Finances? Managing your finances can be tricky. Most people can handle the day-to-day aspects of... Facet Wealth Financial Advisor 2025 Review Our review of Facet Wealth looks at the financial-advisory firm's fees, access to Certified Financial Planners, and their services. How to Determine If That Raise or New Job is Worth Relocating For When a raise, promotion, or new job is offered, but it requires a major relocation, find out whether the costs of moving and new living expenses is worth it. Can Credit Card Reward Points Be Transferred Upon Death? Photo of Lance Cothern Lance Cothern Can Credit Card Reward Points Be Transferred Upon Death? Credit card reward points typically cannot be transferred upon death, as most... Got a Raise? Why Your Paycheck May Be Less Than You Expected Photo of Lance Cothern Lance Cothern Got a Raise? Why Your Paycheck May Be Less Than You Expected A raise may not significantly increase your net pay due to higher taxes and... Is Silver a Good Investment in 2025? What to Know Is silver a good investment in 2025? Discover expert insights on silver prices, risks, and returns.