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Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

How to Open a Brokerage Account: What You Need to Start Investing Photo of Lance Cothern Lance Cothern How to Open a Brokerage Account: What You Need to Start Investing If you want to start investing, opening a brokerage account is usually the first step... Short-Term Health Insurance: What Is and Isn't Covered Learn about short-term health insurance plans, including what is covered, state-law limits, how much they cost, and where to find them. What Does a Financial Advisor Do to Help Improve Your Finances? Learn how financial advisors can help you along your financial journey, from answering questions about complex financial matters to handling your investments. Facet Wealth Financial Advisor 2025 Review Photo of Lance Cothern Lance Cothern Facet Wealth Financial Advisor 2025 Review You may hire a financial advisor if you want to take your finances to the next level.... How to Determine If That Raise or New Job is Worth Relocating For Photo of Lance Cothern Lance Cothern How to Determine If That Raise or New Job is Worth Relocating For Assessing the raise amount in conjunction with other factors like relocation costs... Can Credit Card Reward Points Be Transferred Upon Death? Find out whether you can have your accumulated credit card rewards points transferred as part of your estate planning process. Got a Raise? Why Your Paycheck May Be Less Than You Expected When you received a raise and realize that your paycheck didn't increase by much, learn how to find out why your gross pay was lower than expected. Is Silver a Good Investment in 2025? What to Know Photo of Lance Cothern Lance Cothern Is Silver a Good Investment in 2025? What to Know If you're considering precious metals for your portfolio, silver presents an... What Tax Bracket Am I In? Find Your 2025 Tax Bracket Photo of Lance Cothern Lance Cothern What Tax Bracket Am I In? Find Your 2025 Tax Bracket The highest tax rate of 37% will apply to single filers with income above $626,350 in... Checking vs Savings Account: Which Is Right for Your Money Goals? Checking vs. savings account: Learn which earns interest in 2025. Compare minimum balances, withdrawal limits, and fee structures. Find your best option.