Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

8 Business Checking Account Fees to Watch Out For See the most common fees associated with business checking accounts so that you know what to watch out for when picking a checking account for your business. 5 Signs You Need a New Checking Account Photo of Lance Cothern Lance Cothern 5 Signs You Need a New Checking Account Switching checking accounts to a new bank can be a major pain. Besides... How to Protect Against Wage Garnishments, Bank Levies Photo of Lance Cothern Lance Cothern How to Protect Against Wage Garnishments, Bank Levies When you have creditors coming after you to repay the debt you owe, life can be... How to Help Manage the Finances of Aging Parents Learn what you can do to help manage and monitor the finances of aging parents, who may not be able to make smarter money decisions later in life. What Happens If You Need an Early Withdrawal from a 529 Plan? Learn about the penalties and taxes that may apply to early withdrawals (aka. unqualified withdrawals) from a 529 saving plan that was for education costs. Why You Should Pay Attention to the Expense Ratio on Mutual Funds and ETFs Photo of Lance Cothern Lance Cothern Why You Should Pay Attention to the Expense Ratio on Mutual Funds and ETFs Investing isn’t the easiest concept to wrap your head around. When you first get... Do You Need a CPA or CFP for Financial Advice? Photo of Lance Cothern Lance Cothern Do You Need a CPA or CFP for Financial Advice? Figuring out how to manage your finances can be difficult for even the simplest... How to Check Your Business Credit Score Learn how to check your business credit score to determine if you'd be able to qualify for business loans and credit cards with the best terms. 5 Ways to Get Tax-Free Income in Retirement Find out how you can get tax-free income in retirement to ensure that more money stays in your pocket during the later years of your life. Can Credit Card Reward Points Be Transferred Upon Death? Photo of Lance Cothern Lance Cothern Can Credit Card Reward Points Be Transferred Upon Death? Credit card rewards are a great way to earn a bit from the money you already...