Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

Can U.S. Expats (Americans Abroad) Contribute to IRAs or 401(k)s? Find out whether U.S. expats can qualify to contribute to IRAs or 401(k)s despite being an American living abroad -- especially when it comes to taxes. What Is a Brokerage Sweep Account & How Does It Work? Photo of Lance Cothern Lance Cothern What Is a Brokerage Sweep Account & How Does It Work? As an investor, your money may not always be fully invested in stocks, bonds,... How to Buy Health Insurance on Your Own Through Marketplaces Photo of Lance Cothern Lance Cothern How to Buy Health Insurance on Your Own Through Marketplaces People often get health insurance through their jobs. But jobs don’t always offer... How to Transfer a Brokerage Account Quickly and Easily Learn about the different ways that you can transfer a brokerage account and its assets. Find out other concern such as taxes and blackout periods. Should You Use a Home Equity Loan or HELOC to Pay for College? Consider the pros and cons of using a home equity loan or HELOC to pay for a child's college tuition and expenses, in an effort to avoid student loans. Taxes on Gambling and Sports Betting: What You Need to Know Photo of Lance Cothern Lance Cothern Taxes on Gambling and Sports Betting: What You Need to Know Gambling, including sports betting, can be a ton of fun or quite depressing... Traditional IRA Withdrawal Rules: When Penalties Do and Don't Apply Photo of Lance Cothern Lance Cothern Traditional IRA Withdrawal Rules: When Penalties Do and Don't Apply A traditional IRA is a great choice for anyone who wants to build retirement... Business Credit Card vs. Business Debit Card: Compare the Pros and Cons Compare the pros and cons for using a credit card and debit card to pay for business expenses because they can affect cash flow and the bottom line. Should You Contribute to an IRA When You’re Already Retired? Find out whether you should still contribute to an IRA when you‘re already retired but have “earned income.” Compare the pros and cons of this money move. How to Buy Netflix Stock: Invest in Your Favorite Streaming Service Photo of Lance Cothern Lance Cothern How to Buy Netflix Stock: Invest in Your Favorite Streaming Service In the era of cord-cutting, Netflix is one of the top entertainment alternatives...