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Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

Should You Use a Home Equity Loan or HELOC to Pay for College? Photo of Lance Cothern Lance Cothern Should You Use a Home Equity Loan or HELOC to Pay for College? If you want to help your children pay for college, it generally isn’t cheap.... Taxes on Gambling and Sports Betting: What You Need to Know Find out how taxes are applied to winnings on gambling and sports betting activity, including how to calculate the taxes owed and deducting expenses. Traditional IRA Withdrawal Rules: When Penalties Do and Don't Apply Learn about the rules that apply to traditional IRA withdrawals and how you can avoid penalties on early access to your money. Business Credit Card vs. Business Debit Card: Compare the Pros and Cons Photo of Lance Cothern Lance Cothern Business Credit Card vs. Business Debit Card: Compare the Pros and Cons As a business owner, you have set up the company's finances to keep everything in... Should You Contribute to an IRA When You’re Already Retired? Photo of Lance Cothern Lance Cothern Should You Contribute to an IRA When You’re Already Retired? Retiring is a massive shift in your lifestyle. It’s also a major change in your... How to Buy Netflix Stock: Invest in Your Favorite Streaming Service Learn how to buy shares of Netflix stock and become an investor in the popular streaming service, including how to execute the trade from a brokerage account. Can Someone Get Life Insurance If They Are Dying or Terminally Ill? Find out if someone dying or terminally ill can still buy life insurance to help the finances of loved ones. Different types of policies may be available. How to Invest in the Russell 2000 Index (U.S. Small Cap Stocks) Photo of Lance Cothern Lance Cothern How to Invest in the Russell 2000 Index (U.S. Small Cap Stocks) Investing is a very personal endeavor. You have to closely examine several aspects... Keogh Plan: The Best Retirement Option for the Self-Employed? Photo of Lance Cothern Lance Cothern Keogh Plan: The Best Retirement Option for the Self-Employed? You may have heard of a Keogh plan before. At one time, they were a type of... Burial and Funeral Insurance: Do You Need It? Find out if you need burial and funeral insurance as an additional life insurance policy to help cover costs after your death.