Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

Can Someone Get Life Insurance If They Are Dying or Terminally Ill? Photo of Lance Cothern Lance Cothern Can Someone Get Life Insurance If They Are Dying or Terminally Ill? Hopefully, you’ve prepared for the worst. Long-term financial planning often... How to Invest in the Russell 2000 Index (U.S. Small Cap Stocks) Learn how to invest in the Russell 2000 index, which is popular with investors who want to add small-cap stocks to their investment portfolio. Keogh Plan: The Best Retirement Option for the Self-Employed? Learn about Keogh plans to build retirement savings for the self-employed and business owners and compare them to other tax-deferred alternatives. Burial and Funeral Insurance: Do You Need It? Photo of Lance Cothern Lance Cothern Burial and Funeral Insurance: Do You Need It? According to the National Funeral Directors Association, the national median price... Child Life Insurance: When Does It Make Sense? Photo of Lance Cothern Lance Cothern Child Life Insurance: When Does It Make Sense? You may be wondering, should I buy child life insurance? Insurance salespeople... How to Open a Brokerage Account: What You Need to Start Investing Find out the steps you need to take to open a brokerage account so that you can begin investing and make trades as soon as possible. Building an ETF-Only Investment Portfolio: Pros and Cons Learn the pros and cons of creating an investment portfolio made up only of exchange-traded funds (ETFs), which have become alternatives to mutual funds. 7 Ways to Increase the Size of Your Social Security Benefits Payout Photo of Lance Cothern Lance Cothern 7 Ways to Increase the Size of Your Social Security Benefits Payout For many, Social Security is their only source of income in retirement. That's why... How to Invest in Copper Bullion, Stock, ETFs & Mutual Funds Photo of Lance Cothern Lance Cothern How to Invest in Copper Bullion, Stock, ETFs & Mutual Funds Chances are you’ve seen commercials on TV trying to get you to buy precious metals... Taxable Brokerage Accounts: Pros & Cons to Consider Learn how taxable brokerage accounts fit into your investing goals. See the pros & cons of these accounts and compare them to retirement accounts.