Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

How to Choose From the Different Types of Life Insurance Photo of Lance Cothern Lance Cothern How to Choose From the Different Types of Life Insurance If you’re considering buying life insurance, you may be overwhelmed by the... The 8 Most Common Life Insurance Riders Learn about the most common life insurance riders that you can add to your policy to tweak the coverage to your situation. Life Insurance & Diabetes: How to Shop for the Right Policy Learn how to shop for a life insurance policy when you have diabetes, which is a medical condition that affects your policy rates depending on your history. How to Buy Life Insurance When You’re Disabled Photo of Lance Cothern Lance Cothern How to Buy Life Insurance When You’re Disabled People buy life insurance to protect their family financially in the unfortunate... Fiduciary Advisors: Required to Act in Your Best Financial Interest Photo of Lance Cothern Lance Cothern Fiduciary Advisors: Required to Act in Your Best Financial Interest Choosing the right financial advisor is extremely important. This advisor is a... SIMPLE 401(k): Retirement Savings for Business Owners and the Self-Employed Learn how a SIMPLE 401(k) plan can allow business owners and the self-employed to save for retirement with tax advantages. IRA Contribution Limits & Income Phase-Out Limits for 2023 and 2024 Find out the IRA contributions limits for 2023 and 2024 and how they may be reduced based on your income and tax-filing status. 401(k) Contribution Limits for 2023 and 2024: Maximize Workplace Retirement Savings Photo of Lance Cothern Lance Cothern 401(k) Contribution Limits for 2023 and 2024: Maximize Workplace Retirement Savings Many for-profit businesses, especially larger ones, offer retirement accounts as a... SEP IRA: The Best Retirement Account for Self-Employed? Photo of Lance Cothern Lance Cothern SEP IRA: The Best Retirement Account for Self-Employed? If you’re one of the many self-employed individuals in America, you have quickly... What is the Retirement Saver's Tax Credit? Do You Qualify? Learn how to save money on your tax return with the retirement saver's tax credit. Get more back on your tax return by using the saver's tax credit.