Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

What Happens If You Overpay Your Credit Card? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What Happens If You Overpay Your Credit Card? Credit cards are a great financial tool when used properly. They let you make... ACH vs. Wire Transfers: Compare Speed, Cost and Security Learn the difference between ACH and wire transfers -- comparing the cost, speed, and security of the funds being transferred. How to Get Bank of America Personal Loans Learn what types of loans are offered by Bank of America and find out where else you can look for personal loans. Can You Negotiate the Interest Rate on a Personal Loan? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Can You Negotiate the Interest Rate on a Personal Loan? People commonly haggle when they’re making a purchase, big or small. Whether you... How to Find the CVV on Your Debit and Credit Cards Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Find the CVV on Your Debit and Credit Cards When you want to use your credit or debit card to make a purchase online, you need... Backed Personal Loans Review: Should You Apply? Learn all about Backed personal loans from the review of the interest rates, borrowing amounts, repayment periods, fees, and co-signer requirements. Best Credit Cards to Apply for Rebuilding a Bad Credit Score Having bad credit from due to bankruptcy, debt collection, or late payments doesn‘t mean you can‘t get good credit. Use these credit cards to rebuild credit. Digit vs. Qapital vs. Rize Mobile Savings Apps Review: Which is Best for You? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Digit vs. Qapital vs. Rize Mobile Savings Apps Review: Which is Best for You? Digit App Most of the time, saving money requires active effort. You need to track... The Best Investment Simulator Apps: Practice Stock Trading Without Risk Photo of Thomas (TJ) Porter Thomas (TJ) Porter The Best Investment Simulator Apps: Practice Stock Trading Without Risk Investing is a difficult, fun, and rewarding thing, especially if you decide to... 7 Best Coupon Clipping Apps for Shopping to Help You Save Money Find out which mobile apps are the best to help you save money on your shopping, whether in-store or online and learn how to get more discounts and deals.