Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

Backed Personal Loans Review: Should You Apply? Learn all about Backed personal loans from the review of the interest rates, borrowing amounts, repayment periods, fees, and co-signer requirements. Best Credit Cards to Apply for Rebuilding a Bad Credit Score Photo of Thomas (TJ) Porter Thomas (TJ) Porter Best Credit Cards to Apply for Rebuilding a Bad Credit Score Rebuilding a credit score that has been damaged by missed payments or other... Digit vs. Qapital vs. Rize Mobile Savings Apps Review: Which is Best for You? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Digit vs. Qapital vs. Rize Mobile Savings Apps Review: Which is Best for You? Digit App Most of the time, saving money requires active effort. You need to track... The Best Investment Simulator Apps: Practice Stock Trading Without Risk Find out about the best investment simulator apps that you can use to buy and sell stocks in a virtual environment without any risk to real money. 7 Best Coupon Clipping Apps for Shopping to Help You Save Money Find out which mobile apps are the best to help you save money on your shopping, whether in-store or online and learn how to get more discounts and deals. Why You Can’t Buy a Car with a Credit Card Photo of Thomas (TJ) Porter Thomas (TJ) Porter Why You Can’t Buy a Car with a Credit Card You’re ready to buy a new car. And, being the savvy consumer you are, you might... Credit Card Price Protection: How Does It Work? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Credit Card Price Protection: How Does It Work? Credit cards are incredibly useful financial tools. If you pay off your balance... What is a Credit Card Penalty APR? Learn all about credit card penalty APRs, which may apply to accounts that have a missed payment for an extended period of time. What Are Credit Card Points and Miles Worth? Credit card rewards programs can come in many forms -- you can get points or miles from spending. See how much they‘re worth (including frequent flyer programs). Can Your Credit Card Company Raise Your APR Out of Nowhere? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Can Your Credit Card Company Raise Your APR Out of Nowhere? When you get the notice that your credit card interest rate is increasing, it's...