Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Homeowners Insurance Lapse: What Happens If There's a Gap in Coverage Find out what happens in your let your homeowners insurance policy lapse -- and what you should do if it happens. What Are Your Options If You Bought a House That You Cannot Afford? Photo of Valencia Patrice Higuera Valencia Patrice Higuera What Are Your Options If You Bought a House That You Cannot Afford? Learn about the different options that you have if you're stuck with a mortgage to buy a home that's more than you can afford. Homeowners Insurance Non-Renewal: What to Do? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Homeowners Insurance Non-Renewal: What to Do? If you own a home, you likely know the importance of homeowners insurance. This... New Jersey Homeowners Insurance: Averages Rates for Coverage Find out about the average rates for homeowners insurance in New Jersey, including how much coverage you need and the optional coverages to consider. Louisiana Homeowners Insurance: What Proper Coverage Will Cost You Find out how much it costs for homeowners insurance coverage for your Louisiana home, including optional coverages for hurricanes, floods and more. How to Buy Facebook Stock: Invest in the Social Media Network Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Buy Facebook Stock: Invest in the Social Media Network Facebook is a household brand that everyone knows and uses, especially as a key... Kitchen Remodel Loans: How to Finance a Kitchen Renovation Photo of Valencia Patrice Higuera Valencia Patrice Higuera Kitchen Remodel Loans: How to Finance a Kitchen Renovation Renovating an outdated kitchen can take years off the age of your house. This... How to Pre-Qualify for Personal Loans and Get Free Rate Quotes Learn how to pre-qualify for personal loans and obtain free rate quotes without a credit check. See your potential rates and terms before you apply. Can You Get a Personal Loan If You’re a Non-US Citizen? Find out whether you can get a personal loan if you're a non-U.S. citizen and the requirements that may be involved when submitting an application. Deck Loans: Financing Options for Building a New Deck Photo of Valencia Patrice Higuera Valencia Patrice Higuera Deck Loans: Financing Options for Building a New Deck Building a new deck can raise your property value, increase your living space, and...