Alliant Credit Union

Credit Union, alliantcreditunion.org

Alliant Credit Union logo
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MyBankTracker rating based on the following criteria that includes customer reviews, financial health, bank fees and other key factors compared to the other banks.
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About the Credit Union

Alliant Credit Union is a not-for-profit financial cooperative that is headquartered in Chicago. It is the largest credit union in Illinois and one of the largest credit unions in the United States. Membership rules are lenient for people throughout the country. It offers deposit accounts, loans, investments accounts, insurance, and more. Alliant is known for its extremely low fees and high deposit rates.

Alliant Credit Union Fees

  • National Average
  • Monthly Inactivity $10 $6
  • Non-Sufficient Fund (Overdraft) $25 $30
  • Stop Payment item $25 $27
  • Return Deposit $15 $13
  • Domestic Wire Transfer (Outbound) $25 $22
  • Domestic Wire Transfer (Inbound) $0 $10
  • Non-Bank ATM $0 $1

Alliant Credit Union Membership Requirements

Alliant provides financial benefits to national companies and their employees in addition to anyone who has donated $10 or more to our partner charity, Foster Care for Success. Residents of the municipalities near our Chicago headquarters and their families also have access to Alliant membership benefits. Learn more on the Alliant website:

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Latest Customer Reviews

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  •  
    Reviewed By bradj313 Apr 6, 2018

    Run Away!

    I have never been to a company that cared so little about its customers. I tried a credit union vs a big bank to support my local community and what a huge mistake.

    Alliant made mistakes on my account, never notified me of the issues, sent me to collections and it ruined my credit. Once I saw the issue I called and squared away the account but they refuse to remove the bad account from my credit report.

    We were planning on buying a house for our newly started family but cant and I had a job offer revoked after a credit pull. This bank essentially ruined my life over $100 in fee's that no one made us aware of.

    So much for credit unions, Ill be sticking with Chase from here on out, when they make mistakes they remedy the issue.

    Continue reading...
    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By Ben Mar 30, 2018

    Great Credit Union, Seriously Recommend Alliant

    Alliant has Checking Accounts with no fees, Interest-Bearing Checking Accounts, Certificates, IRA products and more ... a nice array of banking, investment and insurance products.

    Signing up is fast and easy, AND they do a Soft Pull during the signup process, so joining Alliant Credit Union will not ding your credit score.

    Once logged in to your account, you'll find some great tools for budgeting, saving and tracking where your money is going. There's even a Financial PFM tool, where you can link your other bank (and investment) accounts, credit cards and savings. You have a nice, aggregated view of all your money. What's been spent and what's been added to each and every account. The mobile app is also excellent.

    Transferring money into your Alliant Checking (or savings) account is easy and fast. Link external accounts from other banks and do a transfer in (or out), you'll have access to these deposits in just a few days

    There's a VERY nice little bonus on top of all this: a $2,000.00 Life Insurance Policy for Accidental Death and Dismemberment. It's completely free, all you have to do is claim it, once you've signed up and your account is active, no tricks, no strings. This really is a great credit union, and I recommend them strongly.

    Continue reading...
    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By Ben Mar 30, 2018

    Great Credit Union, Seriously Recommend Alliant

    Alliant has Checking Accounts with no fees, Interest-Bearing Checking Accounts, Certificates, IRA products and more ... a nice array of banking, investment and insurance products.

    Signing up is fast and easy, AND they do a Soft Pull during the signup process, so joining Alliant Credit Union will not ding your credit score.

    Once logged in to your account, you'll find some great tools for budgeting, saving and tracking where your money is going. There's even a Financial PFM tool, where you can link your other bank (and investment) accounts, credit cards and savings. You have a nice, aggregated view of all your money. What's been spent and what's been added to each and every account. The mobile app is also excellent.

    Transferring money into your Alliant Checking (or savings) account is easy and fast. Link external accounts from other banks and do a transfer in (or out), you'll have access to these deposits in just a few days

    There's a VERY nice little bonus on top of all this: a $2,000.00 Life Insurance Policy for Accidental Death and Dismemberment. It's completely free, all you have to do is claim it, once you've signed up and your account is active, no tricks, no strings. This really is a great credit union, and I recommend them strongly.

    Continue reading...
    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By Ben Mar 30, 2018

    Great Credit Union, Seriously Recommend Alliant

    Alliant has Checking Accounts with no fees, Interest-Bearing Checking Accounts, Certificates, IRA products and more ... a nice array of banking, investment and insurance products.

    Signing up is fast and easy, AND they do a Soft Pull during the signup process, so joining Alliant Credit Union will not ding your credit score.

    Once logged in to your account, you'll find some great tools for budgeting, saving and tracking where your money is going. There's even a Financial PFM tool, where you can link your other bank (and investment) accounts, credit cards and savings. You have a nice, aggregated view of all your money. What's been spent and what's been added to each and every account. The mobile app is also excellent.

    Transferring money into your Alliant Checking (or savings) account is easy and fast. Link external accounts from other banks and do a transfer in (or out), you'll have access to these deposits in just a few days

    There's a VERY nice little bonus on top of all this: a $2,000.00 Life Insurance Policy for Accidental Death and Dismemberment. It's completely free, all you have to do is claim it, once you've signed up and your account is active, no tricks, no strings. This really is a great credit union, and I recommend them strongly.

    Continue reading...
    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By bradj313 Apr 6, 2018

    Run Away!

    I have never been to a company that cared so little about its customers. I tried a credit union vs a big bank to support my local community and what a huge mistake.

    Alliant made mistakes on my account, never notified me of the issues, sent me to collections and it ruined my credit. Once I saw the issue I called and squared away the account but they refuse to remove the bad account from my credit report.

    We were planning on buying a house for our newly started family but cant and I had a job offer revoked after a credit pull. This bank essentially ruined my life over $100 in fee's that no one made us aware of.

    So much for credit unions, Ill be sticking with Chase from here on out, when they make mistakes they remedy the issue.

    Continue reading...
    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By Ben Mar 30, 2018

    Great Credit Union, Seriously Recommend Alliant

    Alliant has Checking Accounts with no fees, Interest-Bearing Checking Accounts, Certificates, IRA products and more ... a nice array of banking, investment and insurance products.

    Signing up is fast and easy, AND they do a Soft Pull during the signup process, so joining Alliant Credit Union will not ding your credit score.

    Once logged in to your account, you'll find some great tools for budgeting, saving and tracking where your money is going. There's even a Financial PFM tool, where you can link your other bank (and investment) accounts, credit cards and savings. You have a nice, aggregated view of all your money. What's been spent and what's been added to each and every account. The mobile app is also excellent.

    Transferring money into your Alliant Checking (or savings) account is easy and fast. Link external accounts from other banks and do a transfer in (or out), you'll have access to these deposits in just a few days

    There's a VERY nice little bonus on top of all this: a $2,000.00 Life Insurance Policy for Accidental Death and Dismemberment. It's completely free, all you have to do is claim it, once you've signed up and your account is active, no tricks, no strings. This really is a great credit union, and I recommend them strongly.

    Continue reading...
    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By bradj313 Apr 6, 2018

    Run Away!

    I have never been to a company that cared so little about its customers. I tried a credit union vs a big bank to support my local community and what a huge mistake.

    Alliant made mistakes on my account, never notified me of the issues, sent me to collections and it ruined my credit. Once I saw the issue I called and squared away the account but they refuse to remove the bad account from my credit report.

    We were planning on buying a house for our newly started family but cant and I had a job offer revoked after a credit pull. This bank essentially ruined my life over $100 in fee's that no one made us aware of.

    So much for credit unions, Ill be sticking with Chase from here on out, when they make mistakes they remedy the issue.

    Continue reading...
    Thank you for your feedback Is this review helpful?
  •  
    Reviewed By Ben Mar 30, 2018

    Great Credit Union, Seriously Recommend Alliant

    Alliant has Checking Accounts with no fees, Interest-Bearing Checking Accounts, Certificates, IRA products and more ... a nice array of banking, investment and insurance products.

    Signing up is fast and easy, AND they do a Soft Pull during the signup process, so joining Alliant Credit Union will not ding your credit score.

    Once logged in to your account, you'll find some great tools for budgeting, saving and tracking where your money is going. There's even a Financial PFM tool, where you can link your other bank (and investment) accounts, credit cards and savings. You have a nice, aggregated view of all your money. What's been spent and what's been added to each and every account. The mobile app is also excellent.

    Transferring money into your Alliant Checking (or savings) account is easy and fast. Link external accounts from other banks and do a transfer in (or out), you'll have access to these deposits in just a few days

    There's a VERY nice little bonus on top of all this: a $2,000.00 Life Insurance Policy for Accidental Death and Dismemberment. It's completely free, all you have to do is claim it, once you've signed up and your account is active, no tricks, no strings. This really is a great credit union, and I recommend them strongly.

    Continue reading...
    Thank you for your feedback Is this review helpful?