MyBankTracker Rating

First Niagara Bank Locations in Your Area

First Niagara Bank has 390 branches in their region. This traditional brick and mortar bank is an established bank that has presence across at least one state, and most likely uses an ATM network, but we are not aware of it.

We found bank branches & ATMs within miles of . Here are the nearest locations:

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Learn more about First Niagara Bank

First Niagara Bank was established December 1869. That's more than 100 years ago! It holds assets of 39.9 billion US dollars. This is considered a large bank that most likely serves a large portion of their region. A point to consider when choosing a bank is it's health. This bank appears to be healthy. It has a texas ratio of 8%. Lower is better!

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First Niagara Bank Branches Customer Reviews

(81 Reviews)
1 out of 5 stars
See all 81 customer reviews
  • R
    Reviewed By richardmarks Aug 9, 2016


    Made a deposit online; 3 days later they made the money available.
    I spent money that said was available in my account, then the check was placed on hold the next day. Now I'm negative a few hundred dollars and I have an important expense that I need to pay for and can't.
    First Niagara can't even explain to me why my check was placed on hold......

    If my check isn't deposited by tomorrow morning I'll just have to wait for the 7 business days and take my money else where and get a different bank account at a different bank.
    Good job First Niagara.
    You're lucky I have to give at least 1 star. I'd give you zero. Not the first issue I've had with this bank.

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  • L
    Reviewed By loan_frustration69 Jul 13, 2016

    Auto Loan Nightmare!

    I currently have an auto loan with first niagara... Whenever I change my address with them, I always get the run around. "Oh we need you to come into one of our locations to change your address... I can't change your address over the phone.... Well we can change your address but it will take a while for our system to update and you won't get your next bill or two." Seriously fed up, I can't go into a location to change my address, the closest location is 16 hours away. This has happened every time I change my address, this will be the third time. I suggest that no one does any sort of banking or loans with them.

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  • N
    Reviewed By niko2626 May 27, 2016

    If you like paying Over Draft Fees Then this is the Bank for you...

    I use paypal a lot and they pull the funds from my Bank.... Long story short there where 10 charges 1 for 500+ 1 for 200+ and 8 for under $50 each...There was 800 in the account...Could have put all in and charged me 1 overdraft fee for the 500 charge....Nope...they put in the 2 Big Charges then hit me for 7 overdraft fees....Got to love the way they manipulate the System....But reading the reviews here I see I am not the only one....I never seen more negative reviews on a business that still has their doors open. Doesnt anyone in corporate read these...Stay away from this Bank!!!
    But if you enjoy paying overdraft fees then you will love this bank....

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