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About the Credit Union
Patelco Credit Union is a large credit union that serves various cities in California with 36 full-service branches. It offers a comprehensive range of financial products and services to consumers, including checking accounts, mortgages, personal loans, credit cards, insurance, and investment planning. Its membership policy doesn't apply nationwide, but it is very lenient for the residents in the areas that it serves.
Patelco is part of a shared network of more than 6,000 credit union branches that allow members to manage their accounts conveniently. Additionally, members have access to the CO-OP ATM network for surcharge-free transactions at more than 30,000 ATMs nationwide.
Patelco Credit Union Fees
- National Average
- Monthly Inactivity $5 $6
- Non-Sufficient Fund (Overdraft) $28 $30
- Stop Payment item $15 $27
- Return Deposit $20 $13
- Domestic Wire Transfer (Outbound) $20 $22
- Domestic Wire Transfer (Inbound) $10 $10
- Non-Bank ATM $1.75 $1
Patelco Credit Union Membership Requirements
You live or regularly work, worship or attend school in Alameda, Contra Costa, Marin, Napa, Sacramento, San Francisco, San Mateo, Santa Clara, Solano, or Sonoma counties
You live or regularly work, worship or attend school in the California cities of Atwater, Auburn, Bakersfield, Eureka, Laguna, Los Banos, McKinleyville, Merced, Rocklin, Roseville, Santa Cruz, or Tracy
You are an employee or pensioner of one of the 1100+ companies (including AT&T and Walgreens), associations, trade groups, chambers of commerce, or federal government agencies served by Patelco Credit Union.
You are a student of the University of California Berkeley, San Francisco State University, or California State University East Bay.
You are a member of the San Francisco State University Alumni Association or the California State University East Bay Alumni Association.
You are a minor child or surviving spouse of a deceased employee or pensioner eligible for membership.
You are a family member or roommate of an existing Patelco member. You will need their name and account number when you apply.
You are a civilian employee of the United States government and work in or are headquartered in San Francisco.
Locations & Hours
Locations & Hours
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