Most Popular Accounts
About the Bank
Boston-based Santander Bank is a smaller regional bank serving customers primarily in the Northeast United States. The bank has approximately 650 branch locations and 2,000 ATMs across Connecticut, Delaware, Massachusetts, New Hampshire, New Jersey, New York and Pennsylvania. Santander also has a banking location in Miami Beach, Florida.
You’ll find everything you’d expect in a larger regional bank, including banking, lending and investment products and services. Personal banking customers have access to checking, savings, money market and CD accounts, as well as credit cards, personal loans, lines of credit and home mortgages.
Santander touts checking your way, with four accounts designed to fit different needs. Simply Right Checking is suited for checking customers who don’t want to worry about minimum balance requirements and need a simple way to avoid a monthly maintenance fee. You can get around the fee with this account by making at least one transaction per month.
At the other end of the spectrum is the Santander Premier Plus Checking account. This is an interest-bearing account designed for customers who are used to maintaining a larger balance in checking. This account also comes with exclusive access to Santander Premier Plus Money Market Savings, a high-yield money market savings account that has no monthly maintenance fee.
If you’ve chosen one of Santander Bank’s other checking options, you can still save with a regular Santander Savings or Santander Money Market Savings account. The former is a basic savings account and you pay no monthly fee if you’re a Santander checking customer. The latter offers a higher competitive yield for customers who meet the minimum balance requirement. Both accounts require an initial deposit of $25.
Santander’s Premier CD accounts are reserved for Premier banking customers. These CDs offer exclusive rates, with terms ranging from three months to five years. You also get the flexibility of having interest earned paid to your CD or to another Santander account. If you’re not a Premier customer, you can still fund a Choose-Your-Term CD with as little as $500.
Santander Bank features a handful of credit card offerings, including the SantanderⓇ Ultimate Cash BackⓇ card, the SphereⓇ card for balance transfers and the BravoⓇ card, which allows you to earn points on everyday purchases. The SphereⓇ also offers rewards on purchases, in addition to a low introductory APR for balance transfers and purchases. Only the BravoⓇ card has an annual fee.
To keep pace with online banks, Santander offers a full suite of digital banking products and services. Online banking is available for paying bills, checking balances, transferring funds between accounts and downloading electronic statements. You can do those same things with the Santander Bank mobile banking app, as well as deposit checks with mobile deposit. You can also use the Instant Card Hold feature to turn your debit or credit card off if it’s lost or stolen.
Prosper and Thrive is Santander Bank’s financial education resource center. If you want to learn about improving your credit score, managing your budget or prepping to buy a home, you’ll find everything you need here.
Santander Bank Fees
- National Average
- Monthly Inactivity $16 $6
- Non-Sufficient Fund (Overdraft) $35 $30
- Stop Payment item $30 $27
- Return Deposit $15 $13
- Domestic Wire Transfer (Outbound) $25 $22
- Domestic Wire Transfer (Inbound) $13 $10
- Non-Bank ATM $2.5 $1.0
Locations & Hours
Locations & Hours
We found bank branches & ATMs within miles of .View Locations & Hours
Latest Customer Reviews
Reviewed By jimboc Feb 18, 2018
main st n andover ma
In my 50+ years banking at Santander or its 4 prior banks I have NEVER been treated
as dismissively as 2/17/18.
Mr. Brian O'Halloran is a disgrace to his profession...whatever THAT is.Thank you for your feedback Is this review helpful?
Reviewed By RentalCare Jan 8, 2018
Inflexible Cheque Payment Facility
We recently opened a business bank account, which went smoothly.
I recently paid a supplier by cheque. Santander bounced the cheque without allowing me the opportunity to pay-in funds to cover it on the day it was presented. It was instantly declined.
Other banks we use for business allow us to pay-in funds to cover cheque (& Other) payments on the day.
Clearly they have an out-dated and inflexible cheque payment facility.
Not Recommended compared to others.Thank you for your feedback Is this review helpful?
Reviewed By cshanks Jan 8, 2018
Do yourself a favour and Never open an account here.
If i could give this company no stars they would get it. They are the most useless bank that I have ever been apart of. They lost 200 when transferring into an isa and on the day that i am to deposit money for a deposit on the house they have delayed the cheque that I have paid into the account. So i have no funds to transfer the balance. If you are considering banking with these idiots. Don't. Save your money as no doubt they will either steal it or find another way to abuse money out of you.Thank you for your feedback Is this review helpful?