Most Popular Accounts
About the Bank
Some banks operate on a national scale, while others operate regionally. SunTrust Bank is a regional bank, with 1,200 branches and over 2,100 ATMs located in 11 states across the southeast and the District of Columbia. That reach makes it one of the nation’s largest regional banks.
SunTrust serves personal, small business and commercial banking customers with a variety of products. For personal banking customers, that includes checking and savings accounts, credit cards, certificates of deposit, home mortgages and refinance loans, home equity loans, student loans and personal loans.
The bank features checking accounts made to fit every phase of life, including accounts for students. Balanced Banking is designed for checking customers who want to avoid overdraft fees. Essential Checking is a basic checking option, with a low monthly maintenance fee and a low minimum balance requirement. Select and Premium checking are interest-bearing accounts, and Premium checking features the added benefit of unlimited ATM fee refunds when you do your banking at a non-SunTrust ATM.
All of SunTrust’s checking accounts offer a cash deposit bonus for customers that have a SunTrust Cash Rewards credit card. The bonus kicks in when you redeem your cash rewards earned with the card into your SunTrust checking account. The bonus ranges from 10% to 25%, depending on which checking account you have. The card itself earns 5% cash back on up to $6,000 in gas and grocery purchases for the first 12 months after account opening. After that, you earn unlimited 2% cash back on those purchases, along with unlimited 1% cash back on all other purchases.
The card has no annual fee or foreign transaction fees, and your FICO credit score is provided free monthly. SunTrust also offers a travel rewards credit card and a secured credit card for spenders who want to establish or rebuild credit. The Prime Rewards card combines cash back on purchases with a lengthy low introductory APR period for balance transfers. There’s no fee for transfers completed within the first 60 days after account opening.
SunTrust keeps savings simple, with four savings options, including a money market account and CDs. Essential Savings is a basic savings account, while Select Savings offers an incentive to save more with an annual anniversary bonus when you have a linked Select checking account. If you have at least $2,000 to save, you can open a CD account with terms ranging from seven days to 10 years. CD rates are tiered and the highest rates apply to the longest CD terms.
Online and mobile banking make managing your accounts easier, with all the features you’d expect, including bill pay, mobile deposit and online statements. You can link your SunTrust debit and credit cards to Masterpass, Visa checkout, Samsung Pay or Apple Pay for convenient and secure purchases. Like a number of other banks, SunTrust also partners with Zelle to allow for quick and easy person-to-person money transfers. That’s a nice plus if you need to spend or receive money fast.
Suntrust Bank Fees
- National Average
- Monthly Inactivity $15 $6
- Non-Sufficient Fund (Overdraft) $36 $30
- Stop Payment item $36 $27
- Return Deposit $13 $13
- Domestic Wire Transfer (Outbound) $25 $22
- Domestic Wire Transfer (Inbound) $15 $10
5 - international $1.0
Locations & Hours
Locations & Hours
We found bank branches & ATMs within miles of .View Locations & Hours
Latest Customer Reviews
Reviewed By peanut15 Feb 10, 2018
Corrupt and Unethical
SunTrust Mortgage DELIBERATELY skips sending out random bills so that you miss a payment and then they can charge you late fees. They have done this numerous times to me, and I ALWAYS pay my bills on time. If you have mortgage with them, you need to get on the electronic payments system through your own bank.Thank you for your feedback Is this review helpful?
Reviewed By markief3 Feb 7, 2018
SUNTRUST = WORST BANK
SUNTRUST - WORST BANK IN THE UNITED STATES. This bank on multiple occasions had fraud attacks on my account. The second series of attacks, they lost thousands of dollars of my money in separate ways, and then hid behind the process that it was too many months old to check. This is as though if I don't check my account every month, they can lose my money with impunity! I have no documentation that they actually even checked the events and the fraudulent activity. Their Fraud Office sends me note that are unsigned so I have no recourse to an individual. The bank also constantly blocks my account for unexplained reasons. DO NOT BANK WITH SUNTRUST, you will regret it.Thank you for your feedback Is this review helpful?
Reviewed By scott9555 Oct 31, 2017
20 years and I'm out.
Its bad when your bank will not let you go and talk to a decision maker about a mistake they made. And has a blanket policy to arbitrarily hold funds on deposits without any reason given at all. Holding your business financially hostage. But thats Ok... There are 3 other banks within 1 block, 20 years and I'm gone. 3 business accounts I'm sure someone else with be happy to have.Thank you for your feedback Is this review helpful?