United Community Bank Locations in Your Area
United Community Bank has 160 branches in their region. This traditional brick and mortar bank is an established bank that has presence across at least one state, and most likely has ATM locations.
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Learn more about United Community Bank
United Community Bank was established February 1950. That's more than 50 years ago! It holds assets of 17.8 billion US dollars. This is considered a large bank that most likely serves a large portion of their region. A point to consider when choosing a bank is it's health. This bank appears to be healthy. It has a texas ratio of 3%. Lower is better!
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If you're looking for higher interest rates and lower fees, but are willing to give up the "walk-in" experience of a local branch, you may want to browse our curated selection of best online banks.
Latest Customer Reviews
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Reviewed By eraseme2 Feb 18, 2020
Great People but not competitive
Continue reading...If you are one that likes to go into a brick and mortar bank and have the employees recognize you and call you by name then this is a great bank for that.
However that's where the good points cease. Everything else about the bank in as so far as their rates and fees are quite non-competitive. Their interest rates on deposits are non-existent and the fees for their services are higher than national average. What really ticked me off is that this is the only bank that I have ever dealt with that charges for a online transfer of funds when using their online banking platform.Is this review helpful? -
Reviewed By kingkevin Sep 13, 2015
jank bank
Continue reading...Opened an account and deposited a check. Took 2 weeks for the money to even be available . Received a letter saying we would get our debit card. Then received the debit card with no pin. 2 days later they send the pin in a separate piece of mail. okay I get it security. ..but really? 3 letters and 2 weeks to get a debit card and a pin? Not to mention be able to use our money! This bank wants you to jump through ten flaming hoops(apparently for 2 weeks) to access your own money and account . Not recommended
Is this review helpful? -
Reviewed By Ken+Mynatt Mar 7, 2014
great
I have always been treated well and any time I have had a question it has been answered quickly. I am treated with respect and feel valued as a customer.
Is this review helpful?
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Reviewed By kingkevin Sep 13, 2015
jank bank
Continue reading...Opened an account and deposited a check. Took 2 weeks for the money to even be available . Received a letter saying we would get our debit card. Then received the debit card with no pin. 2 days later they send the pin in a separate piece of mail. okay I get it security. ..but really? 3 letters and 2 weeks to get a debit card and a pin? Not to mention be able to use our money! This bank wants you to jump through ten flaming hoops(apparently for 2 weeks) to access your own money and account . Not recommended
Is this review helpful? -
Reviewed By gar Jan 2, 2014
Greed rules the day
Continue reading...Needed a Line of Credit. Big issue. They didn't disclose the cost was $250 until closing even though the question of cost was asked of them directly before we started.
This is the highest in the business. Average is $50-75 or less.Never did send checks that were supposed to be issued and delivered by mail.
I had to secure this with a CD to avoid ridiculously high interest charges. CD is paying .02%. Might as well be zero.
I'm supposed to be a good long term customer. Hate to think what they'd do to someone they didn't know.
Is this review helpful?
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Reviewed By gar Jan 2, 2014
Greed rules the day
Continue reading...Needed a Line of Credit. Big issue. They didn't disclose the cost was $250 until closing even though the question of cost was asked of them directly before we started.
This is the highest in the business. Average is $50-75 or less.Never did send checks that were supposed to be issued and delivered by mail.
I had to secure this with a CD to avoid ridiculously high interest charges. CD is paying .02%. Might as well be zero.
I'm supposed to be a good long term customer. Hate to think what they'd do to someone they didn't know.
Is this review helpful?
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Reviewed By eraseme2 Feb 18, 2020
Great People but not competitive
Continue reading...If you are one that likes to go into a brick and mortar bank and have the employees recognize you and call you by name then this is a great bank for that.
However that's where the good points cease. Everything else about the bank in as so far as their rates and fees are quite non-competitive. Their interest rates on deposits are non-existent and the fees for their services are higher than national average. What really ticked me off is that this is the only bank that I have ever dealt with that charges for a online transfer of funds when using their online banking platform.Is this review helpful? -
Reviewed By gar Jan 2, 2014
Greed rules the day
Continue reading...Needed a Line of Credit. Big issue. They didn't disclose the cost was $250 until closing even though the question of cost was asked of them directly before we started.
This is the highest in the business. Average is $50-75 or less.Never did send checks that were supposed to be issued and delivered by mail.
I had to secure this with a CD to avoid ridiculously high interest charges. CD is paying .02%. Might as well be zero.
I'm supposed to be a good long term customer. Hate to think what they'd do to someone they didn't know.
Is this review helpful?
-
Reviewed By eraseme2 Feb 18, 2020
Great People but not competitive
Continue reading...If you are one that likes to go into a brick and mortar bank and have the employees recognize you and call you by name then this is a great bank for that.
However that's where the good points cease. Everything else about the bank in as so far as their rates and fees are quite non-competitive. Their interest rates on deposits are non-existent and the fees for their services are higher than national average. What really ticked me off is that this is the only bank that I have ever dealt with that charges for a online transfer of funds when using their online banking platform.Is this review helpful? -
Reviewed By kingkevin Sep 13, 2015
jank bank
Continue reading...Opened an account and deposited a check. Took 2 weeks for the money to even be available . Received a letter saying we would get our debit card. Then received the debit card with no pin. 2 days later they send the pin in a separate piece of mail. okay I get it security. ..but really? 3 letters and 2 weeks to get a debit card and a pin? Not to mention be able to use our money! This bank wants you to jump through ten flaming hoops(apparently for 2 weeks) to access your own money and account . Not recommended
Is this review helpful? -
Reviewed By Ken+Mynatt Mar 7, 2014
great
I have always been treated well and any time I have had a question it has been answered quickly. I am treated with respect and feel valued as a customer.
Is this review helpful?
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