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Articles by Erik Neilson

Erik is a staff writer for MyBankTracker.com, who specializes in real estate, consumer banking and personal finance. Education: B.A. in Sociology from University of Vermont.

What Is a Home Equity Loan? Photo of Erik Neilson Erik Neilson What Is a Home Equity Loan? When it comes to financing major repairs and other expensive home projects, doing... Budget Management Tips: 9 Items You Should Stop Paying for Right Now Many people waste money each day on useless items and don't even realize it. Here are a few budget management tips to lead you in the right direction. Fixed-Rate Mortgages vs. Variable: Which One Is Right for You? There are two primary types of mortgages available to prospective homeowners, fixed-rate and adjustable -- also known as a variable rate. How to Find the Best Mortgage Rates in Your State Photo of Erik Neilson Erik Neilson How to Find the Best Mortgage Rates in Your State Finding the best mortgage rate is one of the most important things that any... What Do Buyers and Sellers Pay in Mortgage Closing Costs? Photo of Erik Neilson Erik Neilson What Do Buyers and Sellers Pay in Mortgage Closing Costs? For those who have never been experienced what it's like to go through a real... 5 Ways to Meet Your Financial Goals So You're Not Always Strapped for Cash Just about everyone has their own unique set of financial goals, but how many people actually do something about it? Here are a few tips to get you started. What to Do If You've Cosigned for a Loan and the Borrower Goes Bankrupt Have you cosigned for someone who is facing bankruptcy? Find out what to do when a cosigned loan borrower goes bankrupt. 5 Reasons Why Your Ideas About Personal Wealth Cause You to Struggle Photo of Erik Neilson Erik Neilson 5 Reasons Why Your Ideas About Personal Wealth Cause You to Struggle Personal wealth is one of those things that everyone has a different opinion... Should You Consider Taking Out a Second Mortgage? Photo of Erik Neilson Erik Neilson Should You Consider Taking Out a Second Mortgage? For many homeowners, one of the biggest decisions that can be made is whether or... What is a Hold on a Bank Account? A holding account is when your money is taken out of your bank account and placed in a separate account where it will wait until the merchant requests it.