Articles by Kali Hawlk

Kali is a writer and marketing manager who covers personal finances as it relates to young adults and frugality. Her content has been featured in Business Insider, Huffington Post, Trulia, and other notable financial outlets. Education: B.A. in History from Kennesaw State University.

Maurices Store Rewards Credit Card Review & Tips The Maurices store credit card is reviewed for its discounts and exclusive offers while being compared to other cash back rewards credit cards. Why Is My Credit Score Low if I Have No Debt? Photo of Kali Hawlk Kali Hawlk Why Is My Credit Score Low if I Have No Debt? It was about a year after getting my first credit card. After using the card to... How Secure is Chip-and-PIN Authentication? Photo of Kali Hawlk Kali Hawlk How Secure is Chip-and-PIN Authentication? Have you ever received a new credit or debit card in the mail that had a chip... How Long Does it Take to Establish a Good Credit When you talk about credit, you need to understand two important things: your credit report and your credit score. Learn more here! How NOT to Use a Credit Card A credit card is not something you should take for granted. Learn how to use your credit and how not to use it. What to Do If You Detect Fraud on Your Chase Credit Card Photo of Kali Hawlk Kali Hawlk What to Do If You Detect Fraud on Your Chase Credit Card You just found evidence of fraud on your Chase credit card. This is a scary... How Do Prepaid Credit Cards Work? Photo of Kali Hawlk Kali Hawlk How Do Prepaid Credit Cards Work? Prepaid credit cards function much like regular credit cards once you have one in... Does Keeping a Small Balance on Credit Card Hurt Your Credit Score? You may not have thousands to pay off your credit card. But would a small balance hurt your credit score? We have everything you need to know right here! Why Is My Credit Score Low? Having a low credit score can impact you in many different ways. But why is your credit score low in the first place? Learn all the reasons you might have a low score. What Is Chip and PIN Authentication? Photo of Kali Hawlk Kali Hawlk What Is Chip and PIN Authentication? In Europe, chip-and-PIN credit cards are the standard -- for roughly 10 years...