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Articles by Kevin Mercadante

Kevin Mercadante is a former mortgage loan officer and blogger behind Out of Your Rut. He is an expert in mortgages, career strategies and retirement planning. Education: B.S. in Accounting and Finance from Montclair State University.

Ohio Car Insurance: Get Coverage at the Lowest Rates Photo of Kevin Mercadante Kevin Mercadante Ohio Car Insurance: Get Coverage at the Lowest Rates Ohio is one of the least expensive states for car insurance. The average car... Texas Car Insurance: Guide to Getting Coverage at the Lowest Rates Find out what it costs to get car insurance in Texas and what drivers should expect in terms of coverage, optional riders, and discounts that may be available. New Jersey Car Insurance: How to Qualify for the Cheapest Rates See the average rates for car insurance in New Jersey based on coverage levels and location -- and find out how to qualify for lower premiumes. Illinois Car Insurance: How to Qualify for the Cheapest Rates Photo of Kevin Mercadante Kevin Mercadante Illinois Car Insurance: How to Qualify for the Cheapest Rates Illinois has relatively inexpensive car insurance. It's important to note that... Minnesota Car Insurance: How to Shop for the Cheapest Rates Photo of Kevin Mercadante Kevin Mercadante Minnesota Car Insurance: How to Shop for the Cheapest Rates Minnesota is home to the twin cities and 10,000 lakes. The state also provides... Pending Balance vs. Available Balance: Which Amount is Most Accurate? Learn about the differences between your current account balance and available account balance when you consider pending transactions. How to Buy Life Insurance: A Step-by-Step Guide Follow this step-by-step guide to buying your first life insurance policy so that you ensure that loved ones are financially secure with the right coverage. Collision vs. Comprehensive: Optional Car Insurance Coverages Photo of Kevin Mercadante Kevin Mercadante Collision vs. Comprehensive: Optional Car Insurance Coverages Though it’s typical for car owners to think of car insurance as a single cohesive... How Much Car Insurance Do You Need? Photo of Kevin Mercadante Kevin Mercadante How Much Car Insurance Do You Need? This is a serious question, in no small part, because several factors determine... The Differences Between Health Savings Accounts vs. Flexible Spending Accounts Learn about the differences between health savings accounts and flexible spending accounts to compare which one offers more tax savings on healthcare expenses.