Articles by Krista Baum

Krista is a freelance writer with extensive financial experience from holding management-level positions at financial institutions in New York. She still works in the financial industry with a focus on risk assessments, project management, and financial crime compliance. Krista has contributed to sites including AOL.com and The Huffington Post. Education: B.S. in Hospitality and Tourism Management from Virginia Tech.

7 Ways to Work Around Bank of America's No-Cash Deposits Policy Learn about the Bank of America policy that bans cash deposits into a Bank of America account of which you are not a customer. Find out what other options you have available if you are trying to deposit cash into another customer's Bank of America account. 8 Ways Around the Wells Fargo No-Cash Deposits Rule Photo of Krista Baum Krista Baum 8 Ways Around the Wells Fargo No-Cash Deposits Rule Wells Fargo customers may run into a new rule that they might consider to be... TD Ameritrade Essential Portfolios Robo-Advisor 2024 Review Photo of Krista Baum Krista Baum TD Ameritrade Essential Portfolios Robo-Advisor 2024 Review Robo-advisors have been around for over a decade so it’s no wonder that larger... SigFig Robo-Advisor 2024 Review Learn about the robo-advisory services provided by SigFig. Find out what it costs and how it build your investment portfolio. Fidelity Go Robo Advisor 2024 Review Learn about the robo-advisory service offered by Fidelity Investments. Find out how much it costs and how it builds your investment portfolio. Why You No Longer Need to Sign for Credit Card Purchases Photo of Krista Baum Krista Baum Why You No Longer Need to Sign for Credit Card Purchases Using your credit or debit card just got a little easier. Visa, MasterCard,... Should You Make Extra Payments Toward Mortgage or Invest the Money? Photo of Krista Baum Krista Baum Should You Make Extra Payments Toward Mortgage or Invest the Money? Americans have a lot of debt. According to the New York Fed, outstanding... How to Start Investing as a College Student As a college student (and possible first-time investor), learn how you can get started on investing and building and growing a diversified portfolio. Toys R Us Bankruptcy: What Will Happen to Your Credit Card? Find out what will happen to the Toys R Us store credit cards after the toy retailer completes bankruptcy and closes down its stores. Learn how your credit score is calculated and how it is affected when your Toys R Us card is closed. See what you can do to counteract any negative impact on your credit.