Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

How to Invest in IPOs (Initial Public Offerings) Learn how to invest in IPOs (initial public offerings) and buy shares of companies that are about to become listed on the stock market. How to Trade Options Photo of Lance Cothern Lance Cothern How to Trade Options You may have heard about the concept of trading options before. If you have no... How Much Does a Financial Advisor Cost? Photo of Lance Cothern Lance Cothern How Much Does a Financial Advisor Cost? Personal finance is a complex topic to master. At the same time, it’s an... How to Invest in Oil Companies, Producers, ETFs & Mutual Funds Learn how you can invest in the oil industry, whether that is through oil company stocks, ETFs, or mutual funds. 702(j) Retirement Plans: Same as Life Insurance? Learn about 702(j) retirement plans and how they work -- especially if they function similar as life insurance as opposed to nest egg savings. How Couples Can Use a Spousal IRA to Save More for Retirement Photo of Lance Cothern Lance Cothern How Couples Can Use a Spousal IRA to Save More for Retirement You’ve probably heard of a traditional IRA and a Roth IRA. What you may not have... When You Need to Start Thinking About Buying Life Insurance Photo of Lance Cothern Lance Cothern When You Need to Start Thinking About Buying Life Insurance Find out which questions to ask yourself to know when it is the right time to start thinking about buying life insurance. How to Determine If That Raise or New Job is Worth Relocating For When a raise, promotion, or new job is offered, but it requires a major relocation, find out whether the costs of moving and new living expenses is worth it. Life Insurance Medical Exams: What to Expect Find out what to expect during a medical exam for life insurance purposes, including the next steps after you find out the results. How Much Life Insurance Do You Need? Photo of Lance Cothern Lance Cothern How Much Life Insurance Do You Need? Getting life insurance is a great way to secure your family’s future should you...