Articles by Rebecca Lake

Rebecca is a writer for MyBankTracker.com. She is a Certified Educator in Personal Finance (CEPF) and an expert in consumer banking products, saving and money psychology. She has contributed to numerous online outlets, including U.S. News & World Report, and more. Education: B.A. in Political Science and Government from University of South Carolina; MS. in Criminal Justice and Corrections from Charles Southern University.

5 Ways Millennials Can Benefit from Using Credit Cards Financially savvy millennials should keep these five credit card best practices in mind when applying for their first piece of plastic. 4 Reasons I Turned Down a Store Credit Card, Despite Being Offered a Huge Discount Photo of Rebecca Lake Rebecca Lake 4 Reasons I Turned Down a Store Credit Card, Despite Being Offered a Huge Discount When the holiday season is heating up and retailers are working overtime to get... The Best Credit Cards for Restaurants & Dining of 2023 Photo of Rebecca Lake Rebecca Lake The Best Credit Cards for Restaurants & Dining of 2023 Picking up takeout meals on the fly or regularly sitting down to lunch or dinner... What’s a Perfect Credit Score Really Worth? A perfect FICO credit score is a major financial goal of many people. See how an 850 score affects your loans, credit cards and overall finances. The Best Savings Accounts for Your Emergency Fund Find out which savings accounts are the best for people who are looking to build an emergency fund. Learn how to calculate the perfect size for this rainy day fund. Use the tips to help you establish the emergency fund faster. Take note of the situations that justify the actual use of the money in this critical account. Why You Should Never Store All Your Money in Checking Photo of Rebecca Lake Rebecca Lake Why You Should Never Store All Your Money in Checking A checking account is a necessity for most people, and when it comes to paying... Watch Out for These Pitfalls When Making Large Cash Deposits Photo of Rebecca Lake Rebecca Lake Watch Out for These Pitfalls When Making Large Cash Deposits Depositing large amounts of cash in your bank account has the potential to be... Apple Card Review 2024: Should You Apply? Find out all about the Apple Card as we review the rewards program, interest rates, and security features compared to other rewards credit cards. Why a Health Savings Account Is Important for 20-Somethings Health savings accounts are a great way to fund your future medical expenses but for 20-somethings, they may be more useful as way to save for retirement. 5 Steps You Must Take to Start Saving for Retirement In Your 30s Photo of Rebecca Lake Rebecca Lake 5 Steps You Must Take to Start Saving for Retirement In Your 30s The earlier you begin saving for retirement, the better, but if the big 3-0 has...