Updated: May 03, 2023

Save More with Fidelity Rewards 2% Cash Back Credit Card

Increase Fidelity savings, brokerage, IRA and retirement funds with the Fidelity Rewards Visa Signature credit card for cash back into those accounts.
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Savings Accounts up to:
5.35% APY

Want to double down on your savings for college, retirement, or investing? With the Fidelity Rewards Visa Signature Card, you can!

Usually spending and saving are on opposite ends of the spectrum - but now you can do both. The Fidelity Rewards Signature Card offers 2% cash back on all purchases. The points don’t expire unless your account does. There are no exceptions and no annual fees - just money in your pocket.

Fidelity Rewards Visa Signature Offers the Best Cash Back Rate

No other credit card offers this much money back on all purchases. Whether you’re buying groceries or gas, traveling or dining out, or anything else you can think of, you earn 2% cash back on all purchases made through the Fidelity Rewards Signature Visa card.

Here’s how it breaks down: You get 2 rewards points for every $1 in net purchases, which are deposited into a qualifying Fidelity account. Qualifying accounts include a Fidelity brokerage account, cash management account, 529 college savings account, or retirement account.

Once the points hit your account, they’re automatically converted to cash.

How Much Cash Back Can You Earn?

Afraid your monthly spending won’t add up to enough cash back? These points can add up faster than you think! Check out an example below:

$500 in grocery purchases = 1000 points

$200 on dining out = 400 points

$300 on gas = 600 points

$300 on entertainment = 600 points

$1300 total spending = 2600 reward points

Points are redeemable at a value of 1 cent per point, so those 2600 points would be worth $26 in your Fidelity account. If you averaged the same monthly spending over the course of a year, that’s $312 you could add to your investment capital, just for using your card to cover everyday purchases.

How Compound Interest Helps You Earn Even More

Because the rewards points go to a qualified Fidelity account, you earn even more money with the help of compound interest:

Potential Growth This Card Offers Over a Short and Long-Term

Investment Term Regular Annual Contributions Investment Value Cash Rewards Contributions Additional Investment Value
1 Year $10,000 $10,709 $360 $385
5 Years $10,000 $61,582 $360 $2,215
10 Years $10,000 $147,954 $360 $5,322
20 Years $10,000 $439,000 $360 $15,792

**These examples assume a 7% annualized rate of return, monthly credit card spending of $1500 and an annual rewards rate of 36,000 points.

As you can see, your cash rewards can carry a lot of weight over time!

Start Earning and Saving Today

Why not use your monthly spending to earn more on your overall savings? With the Fidelity Rewards Signature card, you can leverage your spending to contribute to your savings at a higher rate than with any other card. And with the power of compound interest, the sooner you start, the more money you can earn in investments over time.

More: MyBankTracker's Best Rewards Credit Cards