Articles by Shirley Pulawski

Shirley is a staff writer for MyBankTracker who covers personal finance trends, money habits, mortgages and foreclosures. Education: B.S. in Environmental Science from SUNY Empire State College.

Inexpensive and Scenic Places to Retire in the U.S. MyBankTracker takes a look at places where retirement living is cheap and very pleasant. 5 Tips for Good Financial Habits to Get Out of Debt Photo of Shirley Pulawski Shirley Pulawski 5 Tips for Good Financial Habits to Get Out of Debt We live in a very credit-based society. Using a line of credit is how most of... Drowning In Debt? 4 Crucial Questions to Ask Before Refinancing Your Home Photo of Shirley Pulawski Shirley Pulawski Drowning In Debt? 4 Crucial Questions to Ask Before Refinancing Your Home Are credit card bills, student loan payments, car loan costs or other debt weighing... Tips to Avoid a Tax Audit by the IRS Tips on how to properly prepare your taxes to avoid being audited by the IRS. How to avoid setting off common red flags and triggers for tax audits. Shopaholics: Mental Tips to Stop Overspending Credit card tips and strategies to learn how to save money and avoid overspending and resist impulse buys for shopaholics and overspenders. How Student Loan Debt Can Affect a Mortgage Application Photo of Shirley Pulawski Shirley Pulawski How Student Loan Debt Can Affect a Mortgage Application Could student loan debt be holding back many Americans from getting approved for a... Parents: Save for Primary Education Costs, Not Just College Photo of Shirley Pulawski Shirley Pulawski Parents: Save for Primary Education Costs, Not Just College Many people are aware of savings methods for college for their children, like 529... How to Prepare Your Finances for a New Baby how to budget and plan personal and family finances for a new baby. Learn how to save money and prepare for a new baby's future, college, and life. Is Renting in Retirement Ever a Good Idea? When is renting in retirement a good idea? How smart is it for a retiree to rent a house or apartment instead of buying? Compare renting vs. owning a home. When to Consider an Adjustable Rate Mortgage (ARM) Photo of Shirley Pulawski Shirley Pulawski When to Consider an Adjustable Rate Mortgage (ARM) Adjustable-rate mortgages, or ARMs, are generally unpopular compared to fixed-rate...