Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

Worried About a Recession? How to Prepare and Protect Your Finances Photo of Simon Zhen Simon Zhen Worried About a Recession? How to Prepare and Protect Your Finances Recessions don’t happen often, so the first instinct might be to panic when... Best 5-Year CD Rates for Long Term Savings Find out which banks offer certificates of deposit with the best 5-year CD rates that will help you grow your savings the fastest with the lowest risk. How Online Checking Can Replace Your Traditional Checking Account Learn how you can replace your traditional checking account with an online checking account and benefit from lower fees and interest earnings. CIT Bank Savings Connect vs. Chase Savings Account Photo of Simon Zhen Simon Zhen CIT Bank Savings Connect vs. Chase Savings Account When you’re looking for a new savings account, there’s a long list of options... HELOC Vs. Credit Card: Which Is Better for Emergency Cash? Photo of Simon Zhen Simon Zhen HELOC Vs. Credit Card: Which Is Better for Emergency Cash? As its name implies, a HELOC or Home Equity Line of Credit essentially differs... 20 Highly Skillful Money Moves You Can Master In Just 60 Seconds EIP Card: How to Get Your Money Without Fees How to Join a Credit Union With Bad Credit Photo of Simon Zhen Simon Zhen How to Join a Credit Union With Bad Credit Because bad credit often prevents you from qualifying for typical loans, you might... Big Banks vs. Small Banks: Which are Better? Photo of Simon Zhen Simon Zhen Big Banks vs. Small Banks: Which are Better? To go with the mega-bank or the community bank? You're likely to ask this... What to Do If You Spot Fraud on Your Bank of America Credit Card Take these steps after you detect fraud on your Bank of America credit card. Find the phone number and email to contact the Bank of America fraud department.