Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

How to Pick a Cash Back Credit Card Learn how to choose the best cash back credit card based on your spending habits so that you can maximize the cash rewards from your most common purchases. How to Choose the Right Credit Card for Bad Credit Photo of Simon Zhen Simon Zhen How to Choose the Right Credit Card for Bad Credit The first step you must take to choose the right credit card for bad credit is to... Credit Card Tip: How to Sell Your Barclaycard Travel Miles Photo of Simon Zhen Simon Zhen Credit Card Tip: How to Sell Your Barclaycard Travel Miles As I was browsing the forums, I came across an interesting post from someone who... How to Open an IRA Retirement Account In 10 Minutes Many people think it is a long, difficult process to open an individual retirement account (IRA). It isn't. We use Vanguard to show how easy it is. How to Prioritize Your Emergency Fund With Other Financial Goals An emergency fund is crucial to your finances, but many people are confused on how to prioritize the rainy day fund and other goals. See how to do it right. Don’t Pay for FICO Credit Scores: They Come Free With These Credit Cards Photo of Simon Zhen Simon Zhen Don’t Pay for FICO Credit Scores: They Come Free With These Credit Cards In years past, there were tricky TV commercials for "free credit scores" that were... How Do Credit Cards Work Photo of Simon Zhen Simon Zhen How Do Credit Cards Work 1. What is a Credit Card Credit cards are a way to borrow money from a bank or... What Checking Accounts to Choose After College Student checking accounts are great because they are free. But, after graduation, they can convert to a premium checking account that is very expensive. Chase Customers Get Free FICO Credit Scores Find out how you can check your FICO credit score for free from Chase. It's becoming a more common credit card benefit. 4 Tips to Get the Most Out of the Discover it Cash Back Card Photo of Simon Zhen Simon Zhen 4 Tips to Get the Most Out of the Discover it Cash Back Card Imagine earning up to 10% cash back with your credit cards. Discover it Cash Back has...