Articles by Theresa Kim

Theresa is a research analyst at MyBankTracker.com. She is an expert in bank fees and policies, money psychology and consumer spending.

Top 10 US Banks' Fund Availability Policy Photo of Theresa Kim Theresa Kim Top 10 US Banks' Fund Availability Policy Did you know that the funds from a deposited check are not actually yours until... Deposits That Qualify for Next-Day Fund Availability Depending on the type of deposited item, your funds may be on hold. Find out the deposits with next-day fund availability at banks and credit unions. 6 Easy Ways to Avoid ATM Fees Here is the list of places with the most expensive ATM operator surcharge fees and 6 ways on how you can avoid ATM fees. Christmas and New Year's Holiday Banks Hours Photo of Theresa Kim Theresa Kim Christmas and New Year's Holiday Banks Hours It’s the holiday season again. Do you know if your bank will be open or closed over...