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Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

How Long Does it Take to Get Approved for a Personal Loan? Photo of Thomas (TJ) Porter Thomas (TJ) Porter How Long Does it Take to Get Approved for a Personal Loan? If you’re looking for a personal loan it’s probably because you’re in a financial... What to Do if Your Credit File is Mixed with Someone Else’s Follow these steps if you find out that your credit report is being mixed with someone else's credit. Learn how to minimize the effects to your credit file. The Best Savings Accounts for Building a Vacation Fund in 2024 Find out which savings accounts are the best to store your vacation travel fund, so that you can save up for travel without relying on credit cards and loans. The Best Ways to Travel with Money While Abroad Photo of Thomas (TJ) Porter Thomas (TJ) Porter The Best Ways to Travel with Money While Abroad Traveling overseas can be an amazing experience. One reality of international... How to Get Chase Bank Personal Loans Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Get Chase Bank Personal Loans Chase Bank You can use personal loans for a variety of reasons: meeting an... How to Open a Bank Account on Your Phone Find out how you can open a bank account right from your phone and what information you need to do so. Get set up in minutes through a mobile app. What Happens If You Overpay Your Credit Card? Find out what happens after you overpay your credit card, which results in a negative account balance. Learn what to do to get your money back. ACH vs. Wire Transfers: Compare Speed, Cost and Security Photo of Thomas (TJ) Porter Thomas (TJ) Porter ACH vs. Wire Transfers: Compare Speed, Cost and Security There are many ways to move money between accounts at different banks. You can... How to Get Bank of America Personal Loans Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Get Bank of America Personal Loans Personal loans are a great tool for debt reconsolidation, funding home... Can You Negotiate the Interest Rate on a Personal Loan? Find out whether you can negotiate with bank, credit union, or lender to get a lower interest rate on your personal loan. Learn how you can convince the lender to offer a better APR and save money over the life of the personal loan. Compare the lowest personal loan rates available nationwide.