Advertiser and Editorial Disclosures

Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).
Rates / Annual Percentage Yield terms are current as of the date indicated. Rates are subject to change without notice and may not be the same at all branches. These quotes are from banks, credit unions, and thrifts, some of which have paid for a link to their website. Bank, thrift, and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you.

Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are the author’s alone, not those of the bank advertiser, and have not been reviewed, approved, or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

When Do Credit Cards Go to Collection Agencies? Photo of Thomas (TJ) Porter Thomas (TJ) Porter When Do Credit Cards Go to Collection Agencies? It’s a major fear for many people: having one of their debts get sent to a... Should You Use a Personal Credit Card for Business Expenses? Find out whether you should use a personal credit card to pay for business expenses, including better options that may protect your business and earn rewards. How to Cash in on Credit Card and Bank Bonuses at the Same Time Many banks allow consumers who are opening an account to do the initial funding by credit card so you can earn bonuses for credit card and bank sign ups. Which Brokerages Offer Pre-Market Trading? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Which Brokerages Offer Pre-Market Trading? The stock market is sort of like a business. It has regular operating hours where... What is After-Hours Trading? How Does it Work? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What is After-Hours Trading? How Does it Work? When people think about the floor of the New York Stock Exchange one of the first... Should You Max Out Your 401(k) Early in the Year? Find out about the pros and cons of maxing out your 401(k) contributions and hitting the annual limit earlier in the year. Family Member Stole Your Identity to Open Credit Cards: What to Do Find out what to do if family members, such as a parent or spouse, steal your identity to open credit cards and rack up a large amount of debt in your name. How to Avoid Having Medical Bills Go to Collections Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Avoid Having Medical Bills Go to Collections Americans make more than 140 million visits to the emergency room each year, and... How to Go Totally Cashless and Why You Should Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Go Totally Cashless and Why You Should With everyday life becoming more and more digital it seems only reasonable that... How to Invest in Ant Group: A Financial Technology Giant Learn more about the IPO of Ant Group and how you, as a typical investor, can invest in one of the world's most valuable financial technology companies.