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Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

Should You Use a Personal Loan to Start a 0Business? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Use a Personal Loan to Start a 0Business? Nearly anyone can start a business. All you need is an idea for a product, a way... What is a Good Loan-to-Value (LTV) Ratio? Learn to calculate the loan-to-value ratio before you apply for a new loan to see if you're likely to get approved. What Are Credit Builder Loans and How Do They Work? Learn about credit builder loans and how they work to help you improve or repair your credit. Should You Use a Personal Loan to Finance a Lawn Mower Purchase? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Use a Personal Loan to Finance a Lawn Mower Purchase? If you have a big yard, you might dread going out to mow the lawn. It can be a... Best Personal Loans for Fair Credit Scores of 650 to 700 Photo of Thomas (TJ) Porter Thomas (TJ) Porter Best Personal Loans for Fair Credit Scores of 650 to 700 When you need a personal loan, you’re looking for some quick cash that you can use... Balance Transfer Credit Card vs. Personal Loan for Debt Consolidation Learn about the differences when using balance transfer credit cards and personal loans for the purpose of consolidating high-interest debt. Should You Use a Personal Loan for Moving Expenses for a New Job? Learn about the pros and cons of using a personal loan to pay for the moving expenses after getting a new job. Should You Take Out a Personal Loan for Family or Loved Ones? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Take Out a Personal Loan for Family or Loved Ones? You might find yourself in a situation when a family member, friend, or loved one... Can You Refinance Your Personal Loans? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Can You Refinance Your Personal Loans? When you took out a personal loan, you took it out for a specific purpose. Whether... Rejected for a Personal Loan? 6 Steps You Should Take Now Find out what you can do after being rejected for a personal loan and learn about the key factors that could affect your chances of approval.