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Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

How to Add a Driver to Your Car Insurance Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Add a Driver to Your Car Insurance If you drive a car, you should have car insurance. Insurance protects you if you... Variable Interest Rate vs. Fixed-Rate Student Loans Learn the difference between variable rates and fixed rates when it comes to the interest rates for your student loans. Find out how each type of rate affects the amount of interest charges that are incurred on a monthly basis. See if variable or fixed student loan rates are better for you. Why Robo-Advisory Services May Not be Worth the Investment While the fees charged by Robo-Advisory services are reasonable the service they provide does not always justify the price. How I Merged Finances with My Fiancé Photo of Thomas (TJ) Porter Thomas (TJ) Porter How I Merged Finances with My Fiancé In 2016, I moved into a new apartment with my now fiancé. Moving in with a... How Your Credit Score is Affected When Rate-Shopping for New Loans Photo of Thomas (TJ) Porter Thomas (TJ) Porter How Your Credit Score is Affected When Rate-Shopping for New Loans When you’re applying for a large loan, like a car loan or a mortgage, the interest... Have You Switched Jobs? What You Should Do With Your Old 401(k)s Learn the different ways that you can move the retirement funds into another retirement account so that you can cut costs and manage the investments better. How to Convert a Traditional IRA to a Roth IRA Use this step-by-step process to convert a traditional IRA to an Roth IRA. Find out when it makes sense for you to switch the type of individual retirement account. Learn how this change will affect your tax situation, including what you should be aware of to avoid any kinds of penalties. Receiving a Life Insurance Payout? How to Handle Money Properly Photo of Thomas (TJ) Porter Thomas (TJ) Porter Receiving a Life Insurance Payout? How to Handle Money Properly Losing a loved one is an incredibly difficult experience. You’ll be... Should You Use Online Cash Back Shopping Websites? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Use Online Cash Back Shopping Websites? Even when you're spending, you want to save as much as possible, especially if... Market Order vs. Limit Order: How to Invest Smarter with These Trade Orders Learn the difference between market orders and limit order when it comes to executing stock trade orders, which could change the way that you invest.