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Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

Primary vs. Secondary Auto-Rental Collision Coverage on Travel Credit Cards Photo of Thomas (TJ) Porter Thomas (TJ) Porter Primary vs. Secondary Auto-Rental Collision Coverage on Travel Credit Cards One of the many valuable credit card benefits offered by travel credit cards is... Lost Your Debit Card? The Important Steps to Take Now Find out what you have to do after your debit is lost or gets stolen. Learn how you can protect your account and money from fraudulent activity and unauthorized purchases and transactions. See how you can prepare yourself for losing a debit card. Understand how debit card liability protection affects you. How to Build Credit Scores Without Getting a Credit Card A credit card isn't required to build a good FICO credit score. Other loans such as mortgages, HELOCs, student loans and car loans have an effect too. How To Get A Better Credit Score Without Credit Cards Photo of Thomas (TJ) Porter Thomas (TJ) Porter How To Get A Better Credit Score Without Credit Cards Image Credit | https://unsplash.com/@helloquence?photo=5fNmWej4tAA The Fair Isaac... Should You Use Facebook Messenger Payments? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Use Facebook Messenger Payments? You need to pay your friends back and cash isn't an option. Would you consider... Capital One Virtual Credit Card Numbers Allow for Safer Online Shopping Learn what Eno is and why you should use Eno to create Capital One virtual credit card numbers for safer online shopping. The Biggest Tax Changes in 2018 — New Income Brackets, Deductions and More Learn about all the changes to tax code that applies to 2018 following the new tax reform bill passed by Congress at the end of 2017. Find out what affects you when it comes to income tax brackets, deductions, credits, penalties and more so that you‘re prepared to save money on this year‘s taxes.