Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

Primary vs. Secondary Auto-Rental Collision Coverage on Travel Credit Cards Photo of Thomas (TJ) Porter Thomas (TJ) Porter Primary vs. Secondary Auto-Rental Collision Coverage on Travel Credit Cards One of the many valuable credit card benefits offered by travel credit cards is... When Is Interest Charged on Credit Cards? Find out when interest charges are applied to your credit card account balances. Learn about grace periods and how you can avoid getting charged interest on your credit cards. Understand how to calculated how much interest is charged based on your APR, balance, and transaction type. Lost Your Debit Card? The Important Steps to Take Now Find out what you have to do after your debit is lost or gets stolen. Learn how you can protect your account and money from fraudulent activity and unauthorized purchases and transactions. See how you can prepare yourself for losing a debit card. Understand how debit card liability protection affects you. When It Makes Sense to Use a 401k to Pay Off a Credit Card Photo of Thomas (TJ) Porter Thomas (TJ) Porter When It Makes Sense to Use a 401k to Pay Off a Credit Card Your 401(k) is designed to be used for long-term retirement savings. In fact,... How to Build Credit Scores Without Getting a Credit Card Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Build Credit Scores Without Getting a Credit Card The Fair Isaac Corporation may not be a household name, but their flagship... How To Get A Better Credit Score Without Credit Cards A good credit score means you can get big loans at good rates while a bad score may leave you without access to credit. So lets understand how FICO works. Should You Use Facebook Messenger Payments? Learn how you can send payments to friends through Facebook Messenger and compare it to other alternatives (mobile apps) for personal payments Capital One Virtual Credit Card Numbers Allow for Safer Online Shopping Photo of Thomas (TJ) Porter Thomas (TJ) Porter Capital One Virtual Credit Card Numbers Allow for Safer Online Shopping Shopping online is a great way to buy things without having to leave your... The Biggest Tax Changes in 2018 — New Income Brackets, Deductions and More Photo of Thomas (TJ) Porter Thomas (TJ) Porter The Biggest Tax Changes in 2018 — New Income Brackets, Deductions and More At the tail end of 2017, Congress passed a tax reform bill that drastically changed...