Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Can You Get a Personal Loan If You’re a Non-US Citizen? Find out whether you can get a personal loan if you're a non-U.S. citizen and the requirements that may be involved when submitting an application. Deck Loans: Financing Options for Building a New Deck Photo of Valencia Patrice Higuera Valencia Patrice Higuera Deck Loans: Financing Options for Building a New Deck Building a new deck can raise your property value, increase your living space, and... Tiny House Financing: How to Get a Loan for a Tiny House Photo of Valencia Patrice Higuera Valencia Patrice Higuera Tiny House Financing: How to Get a Loan for a Tiny House A tiny house might be perfect if you’re looking to simplify and you don’t like... Can Students Get Personal Loans for College Expenses? Find out if college students can get approved for unsecured personal loans to pay for expenses -- compared to the alternatives that may be available. Should You Use a Personal Loan to Pay for Plastic Surgery? Find out whether it is a good or bad idea to take out a personal loan to pay for plastic surgery (or other types of elective cosmetic procedure). Where to Find Personal Loans for Veterans Photo of Valencia Patrice Higuera Valencia Patrice Higuera Where to Find Personal Loans for Veterans Active-duty military and veterans are eligible to use a VA home loan to purchase a... Should You Use Personal Loans to Pay for Grad School? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Use Personal Loans to Pay for Grad School? Getting a graduate degree can advance your career. This often results in better... How to Get a Personal Loan for a Boat Learn how to buy a boat with a personal loan, which could be unsecured or secured with the boat at collateral in order to qualify for the lowest interest rates. Personal Loan vs. Small Business Loan: Which Is Better? Compare the benefits and drawbacks of using a personal loan or a small business loan. Learn their differences before choosing one for your business. Unsecured Auto Loans: What’s the Catch? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Unsecured Auto Loans: What’s the Catch? Some car dealerships make the car buying experience easier for customers by...