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About the Lender
SoFi is a lender that offers various types of refinancing loans, mortgages, personal loans, life insurance, and asset and wealth management services. However, it takes a different approach when it comes to approving borrowers for its loans.
While other lenders are strictly looking at your credit scores, income, expenses, and assets, SoFi also considers your career experience, education, and financial history. As a result, potential borrowers are more likely to qualify for a loan and they may qualify for better rates and terms.
- National Average
- Monthly Inactivity N/A $6
- Non-Sufficient Fund (Overdraft) N/A $30
- Stop Payment item N/A $27
- Return Deposit N/A $13
- Domestic Wire Transfer (Outbound) N/A $22
- Domestic Wire Transfer (Inbound) N/A $10
- Non-Bank ATM N/A $1
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