Articles by Ben Luthi

Ben Luthi is a freelance writer who is passionate about personal finance. He has experience writing about credit cards, consumer credit, debt, insurance, and more. Education: B.S. in Business Management from Brigham Young University.

What Are Airline Award Flights for Travel? Photo of Ben Luthi Ben Luthi What Are Airline Award Flights for Travel? Award flights offer a way to travel for minimal cost by redeeming earned points or... U.S. Bank Automated Investor 2025 Review Learn how the U.S. Bank Automated Investor program helps you manage a portfolio automatically based on your risk tolerance and investing style. 5 Biggest Car Sales Days of the Year Know when you can score the best deals when you're looking to buy a new car. Find out which days of the calendar year have historically provided car buyers with the best car sales and discounts. So, you can time your new car purchase for the biggest savings. How You're Affected By the Rewards Program Merger of Marriott and Starwood Preferred Guest Photo of Ben Luthi Ben Luthi How You're Affected By the Rewards Program Merger of Marriott and Starwood Preferred Guest On August 18, 2018, Marriott merged three rewards programs into one: Marriott... The Gift Tax: Do You Have to Pay Them? Photo of Ben Luthi Ben Luthi The Gift Tax: Do You Have to Pay Them? The gift tax may be one of the least understood provisions of the tax code. It... How Your Credit Score Affects Your Car Insurance Premiums Find out how your credit score affects the cost of your car insurance coverage. Learn about the different insurance-based credit scores that insurers use to calculate your insurance premiums. See the ways that you can improve your credit score and that you should go about getting cheaper car insurance. How to Pick a Brokerage When You're New to Investing Learn how to pick a brokerage when you're new to investing and want to put money in stocks, mutual funds, ETFs, and more. Should Use Personal Loans to Pay for Lawyer and Legal Fees? Photo of Ben Luthi Ben Luthi Should Use Personal Loans to Pay for Lawyer and Legal Fees? The average everyday person doesn’t need a lawyer that often. So if you do,... Which Credit Cards Offer Free Priority Pass Membership to Airport Lounges? Photo of Ben Luthi Ben Luthi Which Credit Cards Offer Free Priority Pass Membership to Airport Lounges? Learn all about the airport lounge access that is available through the Priority Pass Select membership that you receive through your credit card. How to Keep Track of Miles and Points From Credit Cards, Loyalty Programs Learn about the different websites and mobiles that can help you keep track of your credit card rewards and loyalty program miles and points.