Articles by Ben Luthi

Ben Luthi is a freelance writer who is passionate about personal finance. He has experience writing about credit cards, consumer credit, debt, insurance, and more. Education: B.S. in Business Management from Brigham Young University.

What Are Airline Award Flights for Travel? Travel for free by learning everything about award flights, including the different ways that you can earn reward points and frequent flyer miles. U.S. Bank Automated Investor 2025 Review Photo of Ben Luthi Ben Luthi U.S. Bank Automated Investor 2025 Review Whether you’re an investing newbie or you have experience in the market, the... 5 Biggest Car Sales Days of the Year Photo of Ben Luthi Ben Luthi 5 Biggest Car Sales Days of the Year The best time to buy a car is when you need one. If you wait too long to try to... How You're Affected By the Rewards Program Merger of Marriott and Starwood Preferred Guest The merger between Marriott, Ritz Carlton, and Starwood Preferred Guest loyalty programs means big changes to hotel rewards. Find out how you're affected. The Gift Tax: Do You Have to Pay Them? Find out whether you have to worry about paying the gift tax when you give a large sum of money or a valuable asset to someone else. Learn how the IRS perceives these financial gifts and how you have to report them in order. Understand the rules that revolve around financial gifts to see if you actually have to pay the gift tax. How Your Credit Score Affects Your Car Insurance Premiums Photo of Ben Luthi Ben Luthi How Your Credit Score Affects Your Car Insurance Premiums Having good credit isn’t just important when it comes to applying for a loan or... How to Pick a Brokerage When You're New to Investing Photo of Ben Luthi Ben Luthi How to Pick a Brokerage When You're New to Investing Learn how to pick a brokerage when you're new to investing and want to put money in stocks, mutual funds, ETFs, and more. Should Use Personal Loans to Pay for Lawyer and Legal Fees? Find out if you should use a personal loan to pay for expensive lawyer and legal fees. Which Credit Cards Offer Free Priority Pass Membership to Airport Lounges? Learn all about the airport lounge access that is available through the Priority Pass Select membership that you receive through your credit card. How to Keep Track of Miles and Points From Credit Cards, Loyalty Programs Photo of Ben Luthi Ben Luthi How to Keep Track of Miles and Points From Credit Cards, Loyalty Programs Earning points and miles with your rewards credit cards is one of the best ways to...