Articles by Ben Luthi

Ben Luthi is a freelance writer who is passionate about personal finance. He has experience writing about credit cards, consumer credit, debt, insurance, and more. Education: B.S. in Business Management from Brigham Young University.

U.S. Bank Automated Investor 2024 Review: Best for Your Investment Portfolio? Learn how the U.S. Bank Automated Investor program helps you manage a portfolio automatically based on your risk tolerance and investing style. How You're Affected By the Rewards Program Merger of Marriott and Starwood Preferred Guest Photo of Ben Luthi Ben Luthi How You're Affected By the Rewards Program Merger of Marriott and Starwood Preferred Guest On August 18, 2018, Marriott merged three rewards programs into one: Marriott... The Gift Tax: Do You Have to Pay Them? Photo of Ben Luthi Ben Luthi The Gift Tax: Do You Have to Pay Them? The gift tax may be one of the least understood provisions of the tax code. It... What Are Airline Award Flights for Travel? Travel for free by learning everything about award flights, including the different ways that you can earn reward points and frequent flyer miles. How Your Credit Score Affects Your Car Insurance Premiums Find out how your credit score affects the cost of your car insurance coverage. Learn about the different insurance-based credit scores that insurers use to calculate your insurance premiums. See the ways that you can improve your credit score and that you should go about getting cheaper car insurance. How to Pick a Brokerage When You're New to Investing Photo of Ben Luthi Ben Luthi How to Pick a Brokerage When You're New to Investing Learn how to pick a brokerage when you're new to investing and want to put money in stocks, mutual funds, ETFs, and more. Should Use Personal Loans to Pay for Lawyer and Legal Fees? Photo of Ben Luthi Ben Luthi Should Use Personal Loans to Pay for Lawyer and Legal Fees? The average everyday person doesn’t need a lawyer that often. So if you do,... Which Credit Cards Offer Free Priority Pass Membership to Airport Lounges? Learn all about the airport lounge access that is available through the Priority Pass Select membership that you receive through your credit card. How to Keep Track of Miles and Points From Credit Cards, Loyalty Programs Learn about the different websites and mobiles that can help you keep track of your credit card rewards and loyalty program miles and points. How Your C.L.U.E. Report Affects Your Home and Car Insurance Premiums Photo of Ben Luthi Ben Luthi How Your C.L.U.E. Report Affects Your Home and Car Insurance Premiums You might wonder how your insurance premiums are determined. Well, one thing...