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Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

How to Get Life Insurance Policy After a Cancer Diagnosis Photo of Lance Cothern Lance Cothern How to Get Life Insurance Policy After a Cancer Diagnosis Being diagnosed with cancer is often one of the worst days of a person’s life.... Immediate vs. Deferred Annuity Payout Options Compared Compare the pros and cons of immediate and deferred annuity payout options and how you choose between them when it comes to your retirement income. How Your Life Insurance Policies Affect Medicaid Eligibility & Benefits Find out how your life insurance policies might affect your eligibility for Medicaid health coverage. What Short-Term Life Insurance Options Are Available? Photo of Lance Cothern Lance Cothern What Short-Term Life Insurance Options Are Available? Life insurance can provide your family with a financial safety net should you pass... How to Get Life Insurance If You're Overweight or Obese Photo of Lance Cothern Lance Cothern How to Get Life Insurance If You're Overweight or Obese People often buy life insurance to protect their family financially in case they... What is a Credit Card Hardship Program and Do You Qualify? Find out which credit card issuers offer credit card hardship programs and learn how to qualify and prove financial hardship to help manage your debt. Should You Open a Cash or Margin Brokerage Account? Learn how margin brokerage accounts work compared to cash brokerage accounts, including the risks involved with margin trading -- such as margin calls. What to Do If You Haven’t Been Paying Quarterly Taxes Photo of Lance Cothern Lance Cothern What to Do If You Haven’t Been Paying Quarterly Taxes When it comes to paying federal income taxes, W-2 employees have it easy. As... How to Choose the Right Family Health Insurance Plan Photo of Lance Cothern Lance Cothern How to Choose the Right Family Health Insurance Plan Health care costs are continuing to rise. This puts a strain on your family’s... What to Do If You're Claimed Wrongly as a Dependent on Someone Else's Tax Return Find out what you should do if you find out that you (or your legal dependent) was claimed as a dependent on someone else's tax return.