Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

What to Do If You Haven’t Been Paying Quarterly Taxes Find out what you should do when you haven't been paying your estimated quarterly taxes, especially when you may not be able to pay owed taxes all at once. How to Choose the Right Family Health Insurance Plan Photo of Lance Cothern Lance Cothern How to Choose the Right Family Health Insurance Plan Health care costs are continuing to rise. This puts a strain on your family’s... What to Do If You're Claimed Wrongly as a Dependent on Someone Else's Tax Return Photo of Lance Cothern Lance Cothern What to Do If You're Claimed Wrongly as a Dependent on Someone Else's Tax Return Being claimed as a dependent on someone else’s tax return or claiming a dependent... Brokerage Account vs. IRA: What is the Difference? Learn out about the difference between a brokerage account and an IRA. Find out which one suits your investments. 403(b) vs. Roth IRA: Which is Better for Your Retirement Savings? Compare a 403(b) plan to a Roth IRA -- both of which are popular accounts for retirement savings. Learn to choose the best option for you. Stocks vs. Mutual Funds: How They Differ for Your Investing Strategy Photo of Lance Cothern Lance Cothern Stocks vs. Mutual Funds: How They Differ for Your Investing Strategy If you’re starting to learn to invest, you may understand the basics of the vast... Short-Term Health Insurance: What Is and Isn't Covered Photo of Lance Cothern Lance Cothern Short-Term Health Insurance: What Is and Isn't Covered You may come across short term health plans for many reasons. Maybe your... No-Exam Life Insurance: How It Works and How Much It Costs Learn how no-exam life insurance works as a policy that doesn't require a medical exam. Compare the differences and costs with traditional life insurance. Opting Out of Employer Health Insurance: When Does it Make Sense? Find out when it makes sense to opt ou of your employer's health insurance plan in favor of other options that may offer better or more affordable coverage. Business Certificates of Deposit (CDs): How They Work Photo of Lance Cothern Lance Cothern Business Certificates of Deposit (CDs): How They Work One way individuals can try to earn more interest on their money is by putting it...