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Articles by Lance Cothern

Lance is a licensed Certified Public Accountant (CPA) in the state of Virginia and he covers money management, budgeting, financial products, and more. He is also the founder of Money Manifesto, a personal finance blog, where he writes about his family's relationship with money. Education: B.B.A. in Accounting from James Madison University.

Income Investing Guide: How to Invest for Steady Cash Flow Photo of Lance Cothern Lance Cothern Income Investing Guide: How to Invest for Steady Cash Flow There are many ways you can invest depending on your goals. Some people invest to... Power of Compounding: How It Helps Your Savings and Investments Learn about the power of compounding and how this phenomenon is so beneficial to your financial goals of growing savings and investments. IRS $600 Rule on Reporting Payments from Third-Party Apps Find out how you may be affected by the IRS rule on reporting payments from third-party services and what you'll have to do during the tax filing season. Business Prepaid Debit Cards: How They Work Photo of Lance Cothern Lance Cothern Business Prepaid Debit Cards: How They Work You’ve likely seen or heard of a personal prepaid debit card. You can load it with... How to Set Up Power of Attorney for Bank Accounts Photo of Lance Cothern Lance Cothern How to Set Up Power of Attorney for Bank Accounts Life doesn’t always go as expected. At some point in your life, you may become... Health Insurance Options for Retirees Under Age 65 Find out how you can get health insurance when you're retired and under age 65--consider and compare coverage options that may still be available to you. What to Know When Investing via Peer to Peer Lending Thinking about investing in loans through peer-to-peer (P2P) lending platforms? Find out everything you need to know before you include them in your portfolio. How to Use Schwab Index Funds to Build Simple, Diversified Investment Portfolios Photo of Lance Cothern Lance Cothern How to Use Schwab Index Funds to Build Simple, Diversified Investment Portfolios Building an investment portfolio may not be the easiest financial task. There... How to Determine Your Risk Tolerance for Investing Photo of Lance Cothern Lance Cothern How to Determine Your Risk Tolerance for Investing As an investor, you have many decisions to make. You have to decide what to invest... How to Get Health Insurance Coverage When You Don't Qualify for Medicare Find out how you can get health insurance coverage when you do not qualify Medicare in the traditional ways.