Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

How to Establish Good Credit History? Looking to improve your credit and establish good credit. It’s simpler that you’ve heard, you just have to maximize the credit history with the credit products you’re given access to. How Often Should You Check Your Credit Report? Photo of Simon Zhen Simon Zhen How Often Should You Check Your Credit Report? We have three major credit bureaus here in the United States: Experian, Equifax... How to Plan for a Long Retirement? Photo of Simon Zhen Simon Zhen How to Plan for a Long Retirement? The average American lives for about 78 and a half years. That’s not bad. The... What Are Commodities Investment Stocks? Commodities are traded in a global marketplace and are often used in a strategy to diversify investment portfolios. What are they and how to invest in them? How to Determine If You Have Too Much Debt Pay attention to the warning signs that you may be carrying to much debt. Determining how much debt you have will allow you to build a debt management plan. I'm In Over My Head. Who Can Help? Photo of Simon Zhen Simon Zhen I'm In Over My Head. Who Can Help? Do whatever you can to avoid bankruptcy. You’ll extinguish your debts, sure, but... Is My 401(k) Plan a Rip Off? Photo of Simon Zhen Simon Zhen Is My 401(k) Plan a Rip Off? Worried that you’re getting ripped off by your 401(k) plan? We can’t blame you.... Asset Allocation vs. Diversification Investment Strategies While similar, “diversification” and “asset allocation” offer different investment strategies. When Choosing a Credit Card With a Higher APR Makes Sense How Much Should You Contribute To 401k Plan? Photo of Simon Zhen Simon Zhen How Much Should You Contribute To 401k Plan? It’s the question that seemingly drives the entire investment industry -- how much...