Articles by Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com. Education: Education: B.S. in Health Sciences from Stony Brook University.

Putting Your Money in a Callable CD: How Wise Is It? Learn what is a callable CD is and how it works. Callable CDs are typically higher in rate than the regular CDs, and that's the pitch most bankers use when selling this type of CD. How to Get Back $450 from Your Travel Credit Card After a Flight Delay Photo of Simon Zhen Simon Zhen How to Get Back $450 from Your Travel Credit Card After a Flight Delay Vacations should be a time for fun and relaxation, but as many frequent travelers... How to Buy Amex Membership Rewards Points Photo of Simon Zhen Simon Zhen How to Buy Amex Membership Rewards Points American Express allows customers with certain cards to purchase Membership... How to Bank Without a Branch Using ATM, Online, Mobile Banking Learn how you can still perform the necessary everyday banking activities without having to step into a traditional bank branch. Guide to Maximizing Returns on Series I Savings Bonds Find out how you can get the highest returns possible on Series I savings bonds by learning how to estimate your earnings rate and time your purchase. What Happens When You Deposit a Post-Dated Check Early? Photo of Simon Zhen Simon Zhen What Happens When You Deposit a Post-Dated Check Early? Occasionally, I like to skim through Reddit’s personal finance section for any... How to Cash a Check at Walmart Photo of Simon Zhen Simon Zhen How to Cash a Check at Walmart Walmart isn't only an American hub for retail shopping -- it's also a popular... How is Credit Card APR Interest Calculated Understanding how to calculate credit card interest is important to becoming a more educated consumer and using your credit more effectively. APY vs. APR: What's the Difference? While the face-value difference between APY and APR simply may be the last letter of the acronyms, the difference on your finances can be major. The Best Credit Cards For a Honeymoon Travel Photo of Simon Zhen Simon Zhen The Best Credit Cards For a Honeymoon Travel When you’re mapping out your wedding budget, one cost you don’t want to overlook...