Articles by Simon Zhen
Putting Your Money in a Callable CD: How Wise Is It?
Learn what is a callable CD is and how it works. Callable CDs are typically higher in rate than the regular CDs, and that's the pitch most bankers use when selling this type of CD.
Simon Zhen
How to Get Back $450 from Your Travel Credit Card After a Flight Delay
Vacations should be a time for fun and relaxation, but as many frequent travelers...
How to Buy Amex Membership Rewards Points
American Express allows customers with certain cards to purchase Membership...
How to Bank Without a Branch Using ATM, Online, Mobile Banking
Learn how you can still perform the necessary everyday banking activities without having to step into a traditional bank branch.
Simon Zhen
Guide to Maximizing Returns on Series I Savings Bonds
Find out how you can get the highest returns possible on Series I savings bonds by learning how to estimate your earnings rate and time your purchase.
Simon Zhen
What Happens When You Deposit a Post-Dated Check Early?
Occasionally, I like to skim through Reddit’s personal finance section for any...
How to Cash a Check at Walmart
Walmart isn't only an American hub for retail shopping -- it's also a popular...
How is Credit Card APR Interest Calculated
Understanding how to calculate credit card interest is important to becoming a more educated consumer and using your credit more effectively.
Simon Zhen
APY vs. APR: What's the Difference?
While the face-value difference between APY and APR simply may be the last letter of the acronyms, the difference on your finances can be major.
Simon Zhen
The Best Credit Cards For a Honeymoon Travel
When you’re mapping out your wedding budget, one cost you don’t want to overlook...