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Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

Bank of America Checking Account 2025 Review Photo of Thomas (TJ) Porter Thomas (TJ) Porter Bank of America Checking Account 2025 Review Learn about the fees and benefits of the Bank of America Core Checking Account and compare it to the best free checking accounts from online banks. Why It’s a Bad Idea to Save Your Credit Card Points or Miles Find out why there it is a bad idea to accumulate and hold onto your credit card points and miles for a big reward redemption in the future. Should You Help Your Partner Pay Off Student Loans? Find out whether it is a good idea to help your partner, spouse, girlfriend, boyfriend, etc. pay off his or her student loan debt. Consider the pros and cons of this financial decision and how it could affect your relationship. Learn about other options that you have to help your partner manage student loan payments without putting your own finances in danger. Does Your Age Matter When Applying for a Mortgage? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Does Your Age Matter When Applying for a Mortgage? Age cannot be a factor in mortgage discrimination, but lenders may scrutinize very... Do You Have to Keep a Minimum Balance at a Credit Union? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Do You Have to Keep a Minimum Balance at a Credit Union? Credit unions require members to maintain a minimum balance equal to the par value of... How Stay-at-Home Parents Can Build Good Credit As a stay-at-home parent, learn why you should maintain a good credit score and find out how to improve your credit so that you can get approved for loans. Do You Still Earn Credit Card Rewards With Apple Pay & Google Pay? Find out whether you can still earn rewards and cash back when you connect your credit cards to mobile payment wallets such as Apple Pay and Google Pay. Learn how these mobile point-of-sale transactions are being coded when the data is sent from merchant to card payment network. Citizens Bank One Deposit Checking Account 2025 Review Photo of Thomas (TJ) Porter Thomas (TJ) Porter Citizens Bank One Deposit Checking Account 2025 Review Learn about the fees and features of the Citizens Banks One Deposit checking account and compare it to online checking accounts. Which Credit Report Does Barclaycard Pull? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Which Credit Report Does Barclaycard Pull? Barclaycard primarily pulls credit reports from TransUnion when evaluating credit... What Are Chase ATM Withdrawal Limit & How Can You Increase Them? Discover Chase ATM withdrawal limit for 2025. Find exact daily maximums by account type and learn how to access more cash when needed. Plan your withdrawals