Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

NCUSIF Deposit Insurance: How Your Money in Credit Union is Protected Learn about deposit insurance at credit unions provided by the NCUA and NCUSIF, which act similar to FDIC deposit insurance coverage for banks. Should You Choose Fixed-Rate or Variable-Rate Personal Loans? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Choose Fixed-Rate or Variable-Rate Personal Loans? Personal loans are flexible financial tools that have become more popular in... 7 Most Common Job Scams on Local Classified Ads: How to Spot Them Photo of Thomas (TJ) Porter Thomas (TJ) Porter 7 Most Common Job Scams on Local Classified Ads: How to Spot Them Whether you’re having trouble finding a job or you dislike your current job, it’s... Do You Have to Keep a Minimum Balance at a Credit Union? Find out whether or not you need to maintain a minimum balance at a credit union because it related to how they work differently from banks. Learn why it matters in order to keep a credit union membership and what happens when you are still a member but have an account become inactive or dormant. Does Your Age Matter When Applying for a Mortgage? Find out whether the age of the borrower on a mortgage application is considered a major factor in the chances of approval. Learn about the laws that apply to this matter. Consider the biggest underwriting guidelines for lenders, including income, expenses, and credit history. What's the Difference Between Daily vs. Monthly Interest Accrual? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What's the Difference Between Daily vs. Monthly Interest Accrual? When you're looking through the complex jargon of loan agreement, you might come... 6 Mobile Apps to Sell Things Locally and Quickly Photo of Thomas (TJ) Porter Thomas (TJ) Porter 6 Mobile Apps to Sell Things Locally and Quickly Whether you’re doing some spring cleaning or just looking to make some quick... How Long Does it Take to Get Approved for a Personal Loan? Read all about the personal loan application process to understand how long it will take to get approved, as well as tips for speeding up the process. What to Do if Your Credit File is Mixed with Someone Else’s Follow these steps if you find out that your credit report is being mixed with someone else's credit. Learn how to minimize the effects to your credit file. The Best Mobile Apps for Investing of 2024 Photo of Thomas (TJ) Porter Thomas (TJ) Porter The Best Mobile Apps for Investing of 2024 Investing can be very intimidating to get started with. With so many investment...