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Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

How to Pick an Online Checking Account Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Pick an Online Checking Account Your checking account is the center of your financial life. All, or nearly all,... How to Rollover an IRA: A Step-by-Step Guide Learn how to roll over your IRA into another IRA with two different options: a direct rollover (IRA-to-IRA) transfer and an indirect rollover. See the steps to take to ensure that retirement funds keep growing and how to avoid penalties. How to Turn Your Small Business Retirement Account into a Money Machine Small business retirement accounts have contribution limits far higher than traditional retirement accounts and savings can be applied to investments. Christmas Loans: Should You Borrow to Fund Your Holiday Spending? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Christmas Loans: Should You Borrow to Fund Your Holiday Spending? The holiday season is an exciting time of year. People get together with their... How to Get a Personal Loan to Buy an RV Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Get a Personal Loan to Buy an RV A recreational vehicle can be your mobile home away from home or allow you to... How to Get a Personal Loan to Buy a Motorcycle Learn how to get a personal loan to buy a motorcycle (new or used), including what you'll need to become approved for the lowest rates. Should You Use a Personal Loan to Pay for Solar Panels? Find out if you should take out personal loans to pay for solar panels after considering other financing options for solar panel systems and installation. Should You Refinance Loans When Interest Rates are Rising? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Refinance Loans When Interest Rates are Rising? Refinancing is a strategy that many borrowers use to reduce the interest paid on... How to Document a Personal Loan Between Family & Friends Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Document a Personal Loan Between Family & Friends Whether you're borrowing from or lending to family and friends, it can be a... How to Calculate and Reduce Your Debt-to-Income Ratio Learn why you need to care about your debt-to-income ratio when you apply for a major loan, such as a mortgage, auto loan, or personal loan.