Advertiser and Editorial Disclosures

Advertiser Disclosure: Many of the offers appearing on this site are from advertisers from which this website receives compensation for being listed here. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). These offers do not represent all account options available. *APY (Annual Percentage Yield).
Rates / Annual Percentage Yield terms are current as of the date indicated. Rates are subject to change without notice and may not be the same at all branches. These quotes are from banks, credit unions, and thrifts, some of which have paid for a link to their website. Bank, thrift, and credit unions are member FDIC or NCUA. Contact the financial institution for the terms and conditions that may apply to you.

Editorial Disclosure: This content is not provided or commissioned by the bank advertiser. Opinions expressed here are the author’s alone, not those of the bank advertiser, and have not been reviewed, approved, or otherwise endorsed by the bank advertiser. This site may be compensated through the bank advertiser Affiliate Program.

Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

Should You Help Your Partner Pay Off Student Loans? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Help Your Partner Pay Off Student Loans? Deciding to help a partner pay off student loans depends on the relationship's... Does Your Age Matter When Applying for a Mortgage? Find out whether the age of the borrower on a mortgage application is considered a major factor in the chances of approval. Learn about the laws that apply to this matter. Consider the biggest underwriting guidelines for lenders, including income, expenses, and credit history. Do You Have to Keep a Minimum Balance at a Credit Union? Find out whether or not you need to maintain a minimum balance at a credit union because it related to how they work differently from banks. Learn why it matters in order to keep a credit union membership and what happens when you are still a member but have an account become inactive or dormant. How Stay-at-Home Parents Can Build Good Credit Photo of Thomas (TJ) Porter Thomas (TJ) Porter How Stay-at-Home Parents Can Build Good Credit Stay-at-home parents should build good credit to access better financial... Do You Still Earn Credit Card Rewards With Apple Pay & Google Pay? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Do You Still Earn Credit Card Rewards With Apple Pay & Google Pay? Credit card rewards are still earned when using Apple Pay or Google Pay, as confirmed... Which Credit Report Does Barclaycard Pull? Find out which U.S. credit bureau is used most often by Barclaycard when reviewing someone's application for a credit card. Learn how to get your credit reports for free (or at a discount) and take the best steps to improve your credit profile for a higher chance of being approved for a Barclaycard credit card. What Are Chase ATM Withdrawal Limit & How Can You Increase Them? Discover Chase ATM withdrawal limit for 2025. Find exact daily maximums by account type and learn how to access more cash when needed. Plan your withdrawals Opploans Personal Loans 2025 Review Photo of Thomas (TJ) Porter Thomas (TJ) Porter Opploans Personal Loans 2025 Review Opploans is a personal lender that offers loans to applicants with bad or no... The Best Savings Accounts in Oklahoma for 2025 Photo of Thomas (TJ) Porter Thomas (TJ) Porter The Best Savings Accounts in Oklahoma for 2025 Nearly 4 million people live in the state of Oklahoma. Nearly all those people... The Best Brokerages for Investing in 2025 Find out which are the best brokerages of the year for investing in stocks, mutual funds, bonds, and CDs to build an investment portfolio based on your needs.