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Articles by Thomas (TJ) Porter

TJ Porter has in-depth experience in reviewing financial products such as savings accounts, credit cards, and brokerages, writing how-tos, and answering financial questions. He has also contributed to publications and companies such as Investment Zen and Echo Fox. He aims to provide actionable advice that can help readers better their financial lives. Education: B.S. in Business Administration, Concentration in Information Systems from Northeastern University.

How to Beat the 52-Week Savings Challenge Photo of Thomas (TJ) Porter Thomas (TJ) Porter How to Beat the 52-Week Savings Challenge Saving can be difficult for a lot of people. There’s a reason that more than... Is Zero Percent Credit Card Financing Worth the Risk? A Guide to the Zeros Advertising touts the benefits of zero percent financing: seeming to get something for nothing. But that “nothing” carries big risks. Which Bank is Best for Getting a Credit Card There are hundreds of credit cards from many banks, credit unions, and card issuers. Find the best bank when you looking to apply for a credit card. What is the Delta Comfort Seating Class? Photo of Thomas (TJ) Porter Thomas (TJ) Porter What is the Delta Comfort Seating Class? source: delta.com Frequent flyers know the different classes of seats that airlines... Best Credit Cards to Apply for Rebuilding a Bad Credit Score Photo of Thomas (TJ) Porter Thomas (TJ) Porter Best Credit Cards to Apply for Rebuilding a Bad Credit Score Rebuilding a credit score that has been damaged by missed payments or other... How to Get Santander Bank Loans Find out what types of loans are offered by Santander Bank and learn which one is the best fit for your borrowing needs. When It Makes Sense to Use a 401k to Pay Off a Credit Card Find when it makes smart financial sense to use a 401(k) loan to obtain funds to pay off credit card debt. Learn about the pros and cons of using this method of paying down your card balance. Compare other options available to you for debt consolidation. Should You Use Credit Cards to Pay Off Student Loans? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Use Credit Cards to Pay Off Student Loans? Many people are carrying student loan debt these days, and for many, it is a... Should You Pay Off Student Loans With a HELOC? Photo of Thomas (TJ) Porter Thomas (TJ) Porter Should You Pay Off Student Loans With a HELOC? With student debt reaching record highs, it might seem like you’ll never escape... When Is Interest Charged on Credit Cards? Find out when interest charges are applied to your credit card account balances. Learn about grace periods and how you can avoid getting charged interest on your credit cards. Understand how to calculated how much interest is charged based on your APR, balance, and transaction type.