Articles by Valencia Patrice Higuera

Valencia Higuera is based in Virginia and she covers budgeting, credit cards, and student loan debt, with expertise in frugal living, general banking, and mortgages. She is a self-proclaimed personal finance junkie. Valencia has contributed to publications and outlets including MSN, The Huffington Post, CBS News, Investopedia, and more. Education: B.A. in English from Old Dominion University.

Tiny House Financing: How to Get a Loan for a Tiny House Learn about the different tiny house loans that are available to help finance the purchase of a small home that may not qualify for a traditional mortgage. Can Students Get Personal Loans for College Expenses? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Can Students Get Personal Loans for College Expenses? College is expensive, there’s no doubt about it. Some people are fortunate... Should You Use a Personal Loan to Pay for Plastic Surgery? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Use a Personal Loan to Pay for Plastic Surgery? Cosmetic procedures are expensive, yet some people never consider paying for one... Where to Find Personal Loans for Veterans Find out where veterans and military service members (active or retired) can qualify for personal loans at the lowest interest rates, plus any special benefits. Should You Use Personal Loans to Pay for Grad School? Find out whether it is a smart financial move to apply for a personal loan for the purpose of paying graduate school tuition. How to Get a Personal Loan for a Boat Photo of Valencia Patrice Higuera Valencia Patrice Higuera How to Get a Personal Loan for a Boat If you need a loan to buy a boat, some boat dealers offer in-house financing or... Personal Loan vs. Small Business Loan: Which Is Better? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Personal Loan vs. Small Business Loan: Which Is Better? Want to strike out on your own and start a business? Getting a personal loan or... Unsecured Auto Loans: What’s the Catch? Find out whether there are any downsides to using an unsecured auto loan, a borrowing option that is not typically offered to most borrowers who are purchasing a car. Claim 6 Simple Tax Exemptions to Save You Big Should You Take Out a Personal Loan to Pay Your Taxes? Photo of Valencia Patrice Higuera Valencia Patrice Higuera Should You Take Out a Personal Loan to Pay Your Taxes? If you anticipate owing money to the federal government, you might underestimate...