We analyze online bank accounts in the U.S. to uncover which have the best earnings, benefits, and the lowest fees. Learn more about our methodology here. Bank awards methodology | Previous Award Winners

1. Best Northeastern Bank for Low Fees

Popular Community Bank

B MyBankTracker Rating

Regional bank that offers free checking and pushes new tech

Best Feature: Free checking account with widespread ATM access

Popular Community Bank Logo

Popular Community Bank wins as one of the best consumer banks in the Northeast. Primarily, the bank is a winner because of its low-cost accounts, competitive interest rates, and its convenience. It’s also one of the few midsized banks in the region to offer a completely-free checking account. Through its online division, Popular Direct, you also have access to high interest rates on savings and CD accounts. Also, customers can access the Allpoint ATM network, which has more than surcharge-free 55,000 ATMs. Popular embraces cool, new tech in the form of cardless ATM withdrawals through its mobile apps (just scan the QR code).

  • Earn

    Earn a 1.15% APY with a Popular Direct savings account ($5,000 minimum deposit)

    For long-term savings, the Popular Direct 5-year CD offers 2.30% APY on deposits of at least $10,000

  • Fees

    Surcharge-free ATM access at Allpoint ATMs and Popular ATMs

    Complete-free checking account available

  • Benefits

    Cardless ATM withdrawals through the mobile apps

    Mobile app available on the Apple App Store and Google Play

2. Best Northeastern Bank with Largest Branch Network

Santander Bank

B MyBankTracker Rating

Large branch network throughout the region

Best Feature: More than 675 branches and 2,000 ATMs in the region

Santander Bank Logo

With one of the largest networks in the Northeast region, Santander Bank wins for offering extensive access to ATMs and branches. Santander Bank gives you get a community bank while also benefitting from a sizable branch network and a broad range of financial products and services. The bank's basic checking account has an extremely simple fee-waiver: post a single account transaction. Additionally, Santander Bank’s Sphere credit card has the longest 0% balance transfer APRs available -- great for debt consolidation.

  • Earn

    Earn 0.90% APY on a $10,000 balance with Santander Money Market Savings

  • Fees

    Easy-to-avoid monthly fee on its basic checking account

  • Benefits

    Longest intro 0% balance transfer APR credit card

    Network of more than 675 branches and 2,000 Santander ATMs (many of which are in CVS Pharmacy stores)

    Mobile app available on the Apple App Store and Google Play

3. Best Northeastern Bank for Strong Financial Health


B+ MyBankTracker Rating

Solid balance sheet with a large regional presence

Best Feature: Strong financial health

KeyBank Logo

KeyBank is a top-notch regional bank in the Northeast following the acquisition of First Niagara Bank, one of the top-rated banks in the area. The bank’s strong health and widespread footprint are major benefits to customers. KeyBank’s noteworthy accounts are two basic checking accounts that have relatively easy requirements to ensure no monthly fees are paid. If you think your finances could use a facelift, any KeyBank customer can schedule a KeyBank Relationship Review to get a financial check-up from a KeyBank professional.

  • Earn

    KeyBank Relationship Rewards allows debit card and credit card customers to earn rewards under a single program

  • Fees

    Checkless account is offered with no monthly fee

  • Benefits

    Branch network includes 900 and nearly 1,500 ATMs nationwide

    Relationship Review gives you access to a financial check-up

    Mobile app available on the Apple App Store, Google Play, and for Amazon

Ask a Question

Monday, 10 Apr 2017 3:16 AM
<p>In such a case of fraud, the bank should credit your account. File a complaint with the Consumer Financial Protection Bureau for an investigation: <a href="https://disq.us/url?url=https%3A%2F%2Fwww.consumerfinance.gov%2Fcomplaint%2F%3AYQ3VcmXNJMu6fIybEcdegBq-qhE&amp;cuid=15643" rel="nofollow noopener">https://www.consumerfinance...</a></p>
Thursday, 09 Mar 2017 3:18 PM
<p>Santander the branch mananger of my local bank Watsontown,Pa 17777 Refused to put a stop payment on a unauthorized bank draft check some one in texas Tommie Brake Jr used the banks routing number and my checking account number and paid them self $600 from my checking account. I filed the FBI and Watsontown,Pa police The FBI said you're lucky they only took $600. The Santander bank said too bad for you. The Police said good luck getting your money back..Welcome to America The 1930s are here This can happen to anyone one any bank these banks are insured for deposits only FDIC the banks are not responsibe for loss If it can happen to me (it did ) it can happen to you. Have a nice day</p>

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