How to Recover Unclaimed Money from the Government

There is an estimated $33 billion of unclaimed funds. Could some of it be yours? Here's how to recover unclaimed money.

Updated: Sep 06, 2022

lost money

The National Association of Unclaimed Property Administrators (NAUPA) is reporting nearly $33 billion in unclaimed funds held by state treasurers and other agencies across 117 million accounts. Some of this money could belong to you.

To lose track of certain financial accounts and agreements is very common, especially when life presents so many other things to worry about.

If you’ve opened plenty of bank accounts, jumped from job to job, or moved regularly, money that was rightfully yours may have slipped away.

Financial institutions and companies will usually turn over accounts that have no activity or contact with the owners for a period of one year or longer.

They consider these accounts to be forgotten, lost, or abandoned.

According to MissingMoney.com, the national database for unclaimed property, the most common types of unclaimed property include:

Bank accounts and safe deposit box contents
Stocks, mutual funds, bonds, and dividends
Uncashed checks and wages
Insurance policies, CD’s, trust funds
Utility deposits, escrow accounts

Luckily, companies are required by law to send forgotten and lost funds to the state of the owner’s last known address.

In every U.S. state, District of Columbia, Puerto Rico, the U.S. Virgin Island and parts of Canada, there is an unclaimed property program that takes custodial possession of unclaimed funds.

Your or your heirs can recover unclaimed property for free but there may be small fee for filing a claim form and verifying your identity.

How to Recover Unclaimed Money

After visiting Unclaimed.org and/or MissingMoney.com, you only have to enter your last name and state to check if there are unclaimed funds that belong to you. For a more specific search, you can also enter your first name and city.

Some tips to consider when searching for unclaimed funds:

Search common misspellings of your name.
Search under every state in which you resided.
Search the names of deceased family members.
Beware of search firms that are really scams.

If you find any unclaimed funds, the money should get to your within 4 to 16 weeks of filing a claim form.

About the author Simon Zhen

Simon Zhen is the chief research analyst for MyBankTracker and an expert on consumer banking products, bank innovations, and financial technology. Simon has contributed and/or been quoted in major publications and outlets including Consumer Reports, American Banker, Yahoo Finance, U.S. News - World Report, The Huffington Post, Business Insider, Lifehacker, and AOL.com.

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Saturday, 17 Sep 2022 8:58 PM

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Saturday, 10 Sep 2022 7:36 AM

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Thursday, 08 Sep 2022 9:29 AM

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Wednesday, 07 Sep 2022 12:39 AM

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Tuesday, 14 Jun 2022 9:40 AM

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Thursday, 12 May 2022 3:23 PM

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Friday, 06 May 2022 12:40 PM

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Saturday, 16 Apr 2022 1:05 PM

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Thursday, 14 Apr 2022 6:03 AM

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Sunday, 03 Apr 2022 11:23 AM

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Thursday, 31 Mar 2022 6:01 PM

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Wednesday, 30 Mar 2022 11:22 PM

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Saturday, 19 Mar 2022 6:15 AM

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Friday, 18 Mar 2022 3:41 AM

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Tuesday, 08 Mar 2022 1:48 AM

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Saturday, 26 Feb 2022 10:27 PM

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Tuesday, 08 Feb 2022 6:33 PM

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Tuesday, 25 Jan 2022 3:01 PM

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ashleighmonibi

Tuesday, 25 Jan 2022 2:59 PM

Please beware there are many fake bitcoin mining/clouding out there, I have been a victim once but now a certified blockchain consultant and I know better. The whole plan was so smooth I could not doubt it. Bitcoin is actually a great investment option but one thing I discovered over time is that it is not possible to mine bitcoin so don’t be deceived. I invested $25000 on a particular website called eurekaminingblock, I monitored the profit yielding but was told to open a new blockchain account to receive my payout. A public wallet was imported into the account and I was made to believe that was my profit. The bitcoin was labelled non spendable and it took me 2 years to be able to access it without the knowledge of the company. The non spendable bitcoin is the scam out there now and a lot of people are falling victim of it. I found CM (a recovery expert and trader) on Quora who helped me access a significant part of my investment together with the profit without the knowledge of the company. You can reach him through his email : CRYPTOMUNDIA (AT) (Y)AHOO)COME.

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Tuesday, 28 Dec 2021 8:28 AM

I was able to recover my lost funds through the help of an expert I contacted.The process took me only three weeks when I contacted her and she started the process I thought I was being fooled again but believe me just after 12 days and got my money back cuz I followed all her instructions deligently . Contact Mrs Gabriella gabriellaannagonzalez@gmail.com Or Whatsapp +447476541423

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Wednesday, 15 Dec 2021 2:05 PM

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mikeywax

Tuesday, 18 May 2021 12:44 PM

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Monday, 18 Jan 2021 9:24 PM

I Have Unclaimed Money! From When I Lived In San Bruno! Growing Up! And Have Had A Hard Time Collecting It! Its Not A Lot Enough Money To Help Me! I Would Love To Get This Before I Die! Thank You! Elizabeth Seidman- Saccheri!

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Monday, 24 Aug 2020 2:37 AM

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Tuesday, 18 Aug 2020 8:06 PM

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disqus_F1pcGezgIO

Wednesday, 08 Jan 2020 7:20 PM

Online dealings do go wrong , I have been involved in one or two investments online that I lost money, I once used this platform too and I didn't see results , I was angry and had to talk to a friend of mine , He is a retired police officer who talked to me about hiring a PI to help me recover the funds. At first I never believed it would work but since he was in louisiana ..I had to hire him and I wasn't disappointed..He asked for the login to my profile and was able to trace through and trace it to their master account .. I was overwhelmed when I got notified that my account has been funded...I got my 18,000usd back and didnt have to pay much, you can contact FLASHASSETRECOVERY.COM

margretbarry

Sunday, 29 Dec 2019 12:53 AM

It has come to the notice of authorities that many unregulated companies are using clone websites to target citizens and hence it has issued a warning to all traders not to deal with any unregulated companies and not to be lured by their false propaganda of unrealistic returns on investments, and not to fall in their trap. Their advertisements can be mouthwatering, but at the end of the day they will run off with your capital too. If you’re facing some challenges of withdrawals or your broker manager is always asking you to make more deposit before you could place a withdrawals from your funds or you traded and lost your funds without any reason or maybe you noticed that your broker manager manipulated your funds kindly get in touch with me on my private email : margretbarry3@gmail.com

Wednesday, 30 Jan 2019 12:44 AM

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kimberleyrodgers

Monday, 02 Apr 2018 7:15 PM

I lost some funds to a ICO Investment Scam, its pathetic how heartless these cyrptocurrency pundits are.. Thankfully i was able to recover my funds after stumbling upon a testimony of another victim of these pundits online. I am forever grateful to (wealthrecovery94@gmail.com) for helping me out. I’m sure he could also be contacted for other forms of online scams.

Sunday, 12 Oct 2014 4:05 AM

I found a name with <a href="http://disq.us/url?url=http%3A%2F%2FMissingmoney.com%3AqkDfuXvhnUPjd1MRwe2-T8MOlO0&cuid=15643" rel="nofollow noopener" title="Missingmoney.com">Missingmoney.com</a>

SimonMBT

Monday, 11 Feb 2013 3:18 PM

If you found lost property through <a href="http://disq.us/url?url=http%3A%2F%2FMissingMoney.com%3AoviJuEDq9MFITpzXEwW1rnIBqOo&cuid=15643" rel="nofollow noopener" title="MissingMoney.com">MissingMoney.com</a>, you can click the item to fill out a claim. You'll be instructed on the steps you have to take to claim that property.

Saturday, 09 Feb 2013 6:40 PM

after you have gpne to unclaimed ,org and missing money. com and you know that money is there who can i go to then ?